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Transaction processing entity device support of an integrated offer network

  • US 8,442,909 B2
  • Filed: 04/03/2012
  • Issued: 05/14/2013
  • Est. Priority Date: 08/24/2008
  • Status: Active Grant
First Claim
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1. A method, comprising:

  • communicating with merchant devices to collect merchant offers;

    communicating, via a transaction entity device, with issuer devices to collect issuer criteria including criteria of a first issuer;

    providing, to a first issuer device of the first issuer, a list of options in accordance with the criteria of the first issuer, wherein the list of options is based on at least one of the merchant offers;

    receiving, from the first issuer device, at least one issuer selection from the list of options to provide a list of available offers for a group of cards including a first card;

    providing, to a first cardholder device associated with the first card, the list of available offers;

    receiving, from the first cardholder device, at least one cardholder selection from the list of available offers; and

    processing, via the transaction entity device, transactions for the group of cards, including processing transactions for the first card in accordance with the at least one cardholder selection.

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