Electronic transactions

• US 8,447,359 B2
• Filed: 12/30/2010
• Issued: 05/21/2013
• Est. Priority Date: 03/02/2001
• Status: Expired due to Fees

• Current Assignee: Nokia Corporation
• Original Assignee: Nokia Corporation
• Inventors: Hyyppa, Petri, Piikivi, Lauri, Saukkonen, Topi, Cofta, Piotr, Markkanen, Panu S
• Primary Examiner(s): Afshar, Kamran
• Assistant Examiner(s): Iqbal, Khawar
• Application Number:
  US12/982,245
• Publication Number:
  US 20110167082A1
• Time in Patent Office: 873 Days
• Field of Search: 455/406, 4554141-4143, 455/410, 455/411, 455416-420, 455/558, 705 40- 42, 705/78, 709/226, 709/229, 709/200
• US Class Current: 455/558
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 20/3265 characterised by personalisation for use

Abstract

A method of accomplishing a transaction by a user equipment. Transaction information is inserted in at least one data field of an information entity that associates with the transaction based on information available at the user equipment. The information entity is then transmitted from the user equipment over a wireless interface. The insertion may require authorization. The insertion may occur automatically in response to a predefined event.

Claims

1. A method, comprising:

retrieving at a user device transaction information based, at least in part, upon descriptive information of content data in one or more data records stored in the device, wherein the transaction information includes context information obtained independently of user input to the device;

selecting, at the device, one or more of the data records based on the transaction information;

verifying internally at the device based, at least in part, on an identification code associated with the device, that automatic copying of one or more portions of the selected one or more data records into associated fields of an external data entity is allowed; and

in response to the verification, automatically copying the one or more portions of the selected one or more data records into the associated fields of the external data entity.

2. A method of claim 1, wherein the context information is associated with the device.

3. A method of claim 1, wherein the selection of the one or more data records occurs independently of the transmission of the selected one or more data records to the external entity.

4. A method of claim 1, wherein the selected one or more data records are relevant for redemption via the external entity.

5. A method of claim 4, further comprising:

causing, at least in part, presentation of one or more of the selected data records to the external entity; and

receiving an indication from the external entity that the presented one or more data records can be redeemed.

6. A method of claim 4, comprising:

causing, at least in part, transmission of the one or more other data entities to the external entity, another external entity, or a combination thereof.

7. A method of claim 6, wherein the external entity, another external entity, or a combination thereof, comprises one or more webpages, one or more websites, one or more servers, one or more service providers, or a combination thereof, and the redemption is associated with one or more admission tickets.

8. A method of claim 1, wherein the content data of the data records is stored in a protected memory of the device, and access to the content data of the data records is subject to access control.

9. A method of claim 8, wherein the protected memory includes a subscriber identity module (SIM).

10. A method of claim 1, wherein the context information specifies a transaction party, time, location, credit card data, or a combination thereof.

11. An apparatus comprising:

at least one processor; and

at least one memory including computer program code for one or more programs,

the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to perform at least the following,

retrieve at a user device transaction information based, at least in part, upon descriptive information of content data in one or more data records stored in the device, wherein the transaction information includes context information obtained independently of user input to the device,

select, at the device, one or more of the data records based on the transaction information,

verify internally at the device based, at least in part, on an identification code associated with the device, that automatic copying of one or more portions of the selected one or more data records into associated fields of an external data entity is allowed; and

in response to the verification, automatically copy the one or more portions of the selected one or more data records into the associated fields of the external data entity.

12. An apparatus of claim 11, wherein the context information is associated with the device.

13. An apparatus of claim 11, wherein the selection of the one or more data records occurs independently of the transmission of the selected one or more data records to the external entity.

14. An apparatus of claim 11, wherein the selected one or more data records are relevant for redemption via the external entity.

15. An apparatus of claim 14, wherein the apparatus is further caused to:

cause, at least in part, presentation of one or more of the selected data records to the external entity, and

receive an indication from the external entity that the presented one or more data records can be redeemed.

16. An apparatus of claim 11, wherein the content data of the data records is stored in a protected memory of the device, and access to the content data of the data records is subject to access control.

17. An apparatus of claim 16, wherein the protected memory includes a subscriber identity module (SIM).

18. A non-transitory computer-readable storage medium carrying one or more sequences of one or more instructions which, when executed by one or more processors, cause an apparatus to at least perform the following steps:

retrieving at a user device transaction information based, at least in part, upon descriptive information of content data in one or more data records stored in the device, wherein the transaction information includes context information obtained independently of user input to the device;

selecting, at the device, one or more of the data records based on the transaction information;

verifying internally at the device based, at least in part, on an identification code associated with the device, that automatic copying of one or more portions of the selected one or more data records into associated fields of an external data entity is allowed; and

in response to the verification, automatically copying the one or more portions of the selected one or more data records into the associated fields of the external data entity.

19. A non-transitory computer-readable storage medium of claim 18, wherein the selected one or more data records are relevant for redemption via the external entity.

20. A non-transitory computer-readable storage medium of claim 19, wherein the apparatus is caused to further perform:

causing, at least in part, presentation of one or more of the selected data records to the external entity; and

receiving an indication from the external entity that the presented one or more data records can be redeemed.