Banking machine that operates responsive to data bearing records
First Claim
1. A method carried out in connection with an apparatus including an automated banking machine that operates responsive at least in part to data read from data bearing records to cause financial transfers,wherein the automated banking machine includes a plurality of devices including:
- at least one reader,wherein the at least one reader is operative to read user data usable to identify a financial account, anda cash dispenser,wherein the cash dispenser is operative to dispense cash to authorized users of the automated banking machine,wherein the apparatus includes at least one computer associated with the automated banking machine, wherein the at least one computer is operable to cause at least one of the devices in the automated banking machine to operate,wherein the method comprises;
a) through operation of the at least one computer associated with the automated banking machine, receiving at least one digitally signed certificate that includes certificate data, wherein the at least one digitally signed certificate includes identification data associated with the automated banking machine;
b) through operation of the at least one computer associated with the automated banking machine, receiving through operation of one of the devices included in the automated banking machine, identification data;
c) through operation of the at least one computer associated with the automated banking machine, determining that the identification data included in the at least one digitally signed certificate received in (a) and the identification data received in (b) have a predetermined relationship;
d) responsive at least in part to the determination in (c), through operation of the at least one computer associated with the automated banking machine, enabling the automated banking machine to operate to carry out a financial transaction responsive at least in part to user data read through operation of the at least one reader device from a data bearing record.
11 Assignments
0 Petitions
Accused Products
Abstract
An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser. The machine is operative to dispense cash to an authorized user based on identifying data including card data, and to cause a financial transfer from an account corresponding to card data through communication with at least one remote computer. The machine is operative to authorize the installation, use, and/or configuration of automated banking machine software applications and components.
10 Citations
20 Claims
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1. A method carried out in connection with an apparatus including an automated banking machine that operates responsive at least in part to data read from data bearing records to cause financial transfers,
wherein the automated banking machine includes a plurality of devices including: -
at least one reader, wherein the at least one reader is operative to read user data usable to identify a financial account, and a cash dispenser, wherein the cash dispenser is operative to dispense cash to authorized users of the automated banking machine, wherein the apparatus includes at least one computer associated with the automated banking machine, wherein the at least one computer is operable to cause at least one of the devices in the automated banking machine to operate, wherein the method comprises; a) through operation of the at least one computer associated with the automated banking machine, receiving at least one digitally signed certificate that includes certificate data, wherein the at least one digitally signed certificate includes identification data associated with the automated banking machine; b) through operation of the at least one computer associated with the automated banking machine, receiving through operation of one of the devices included in the automated banking machine, identification data; c) through operation of the at least one computer associated with the automated banking machine, determining that the identification data included in the at least one digitally signed certificate received in (a) and the identification data received in (b) have a predetermined relationship; d) responsive at least in part to the determination in (c), through operation of the at least one computer associated with the automated banking machine, enabling the automated banking machine to operate to carry out a financial transaction responsive at least in part to user data read through operation of the at least one reader device from a data bearing record. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A method carried out in connection with an apparatus including an automated banking machine that operates responsive at least in part to data read from data bearing records to cause financial transfers,
wherein the automated banking machine includes a plurality of devices including: -
at least one reader, wherein the at least one reader is operative to read user data usable to identify a financial account, a cash dispenser, wherein the cash dispenser is operative to dispense cash to authorized users of the automated banking machine, and a keypad, wherein the apparatus includes at least one processor associated with the automated banking machine, wherein the at least one processor is operable to cause at least one of the devices in the automated banking machine to operate, wherein the method comprises; a) through operation of the at least one processor associated with the automated banking machine, receiving at least one digitally signed certificate that includes certificate data, wherein the at least one digitally signed certificate includes identification data associated with the automated banking machine; b) through operation of the at least one processor associated with the automated banking machine, receiving through operation of one of the devices included in the automated banking machine, identification data; c) through operation of the at least one processor associated with the automated banking machine, determining that the identification data included in the at least one digitally signed certificate received in (a) and the identification data received in (b) have a predetermined relationship; d) responsive at least in part to the determination in (c), through operation of the at least one processor associated with the automated banking machine, configuring the automated banking machine responsive at least in part to the at least one digitally signed certificate. - View Dependent Claims (17, 18, 19, 20)
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Specification