Card activated cash dispensing automated banking machine system and method
First Claim
1. A method involving an automated banking machine that is operable responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:
- a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts, wherein the card reader includes at least one processor, wherein the card reader includes a data store, wherein the data store includes a device driver stored therein; and
a cash dispenser,wherein the automated banking machine is associated with at least one computer that includes at least one processor, wherein the at least one computer includes at least one automated banking machine software application component, wherein the method comprises;
(a) operating the at least one processor in the card reader to communicate the device driver stored in the data store of the card reader to the at least one processor of the at least one computer; and
(b) operating the at least one automated banking machine software application component in the at least one processor of the at least one computer to cause the device driver operating in the at least one processor of the at least one computer to cause the card reader to operate.
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0 Petitions
Accused Products
Abstract
An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is able to perform at least one banking operation responsive to account indicia read by the card reader from the card. The banking operations include dispensing cash and accessing financial accounts. The card reader may further communicate a component to an automated banking machine component, which is operative to use the component from the card reader to operate the card reader.
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Citations
20 Claims
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1. A method involving an automated banking machine that is operable responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:
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a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts, wherein the card reader includes at least one processor, wherein the card reader includes a data store, wherein the data store includes a device driver stored therein; and a cash dispenser, wherein the automated banking machine is associated with at least one computer that includes at least one processor, wherein the at least one computer includes at least one automated banking machine software application component, wherein the method comprises; (a) operating the at least one processor in the card reader to communicate the device driver stored in the data store of the card reader to the at least one processor of the at least one computer; and (b) operating the at least one automated banking machine software application component in the at least one processor of the at least one computer to cause the device driver operating in the at least one processor of the at least one computer to cause the card reader to operate. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A method involving an automated banking machine that is operable responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:
- a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts, wherein the card reader includes at least one processor; and
a cash dispenser, wherein the automated banking machine is associated with at least one computer, wherein the at least one computer includes at least one processor, wherein the at least one computer includes at least one automated banking machine software application component, wherein the at least one computer includes a data store, wherein the data store includes a service proxy software component stored therein, the method comprising;(a) through operation of the at least one processor of the at least one card reader responsive at least in part to being initially installed in the automated banking machine, registering with the at least one computer and receiving responsive at least in part to registration with the at least one computer, the service proxy software component stored in the data store from the at least one processor of the at least one computer; and (b) through operation of at least one processor of the card reader, calling a function of the service proxy software component operating in the at least one processor of the card reader to communicate card data read from a user card to the automated banking machine software application component. - View Dependent Claims (15, 16)
- a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts, wherein the card reader includes at least one processor; and
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17. A method involving an automated banking machine that is operable responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:
- a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts; and
a cash dispenser, wherein the cash dispenser includes at least one processor, wherein the cash dispenser includes a data store, wherein the data store includes a device driver stored therein, wherein the automated banking machine is associated with at least one computer, wherein the at least one computer includes at least one processor, wherein the at least one computer includes at least one automated banking machine software application component, the method comprising;(a) through operation of the at least one processor of the cash dispenser, communicating the device driver stored in the data store of the cash dispenser to the at least one processor of the at least one computer; (b) through operation of the at least one automated banking machine software application component in the at least one processor of the at least one computer, causing the device driver operating in the at least one processor of the at least one computer to cause the cash dispenser to operate. - View Dependent Claims (18)
- a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts; and
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19. A method involving an automated banking machine that is operable responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes:
- a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts; and
a cash dispenser, wherein the cash dispenser includes at least one processor, wherein the automated banking machine is associated with at least one computer, wherein the at least one computer includes at least one processor, wherein the at least one computer includes at least one automated banking machine software application component, wherein the at least one computer includes a data store, wherein the data store includes a service proxy software component stored therein, the method comprising;(a) through operation of the at least one processor of the at least one cash dispenser responsive at least in part to being initially installed in the automated banking machine, registering with the at least one computer and receiving responsive at least in part to registration with the at least one computer, the service proxy software component stored in the data store from the at least one processor of the at least one computer; and (b) through operation of at least one processor of the cash dispenser, calling a function of the service proxy software component operating in the at least one processor of the cash dispenser to communicate data associated with the operation of the cash dispenser to the automated banking machine software application component. - View Dependent Claims (20)
- a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts; and
Specification