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System and method for processing transactions using a multi-account transactions device

  • US 8,459,562 B1
  • Filed: 09/11/2009
  • Issued: 06/11/2013
  • Est. Priority Date: 12/31/2007
  • Status: Active Grant
First Claim
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1. A method for processing transactions using a multi-account transaction card, comprising:

  • providing a customer with a multi-account transaction card, the multi-account transaction card including a first account identifier and a second account identifier, wherein only one of the first account identifier and the second account identifier is available for initiation at any time;

    receiving a desired account identifier selected from the group consisting of the first account identifier and the second account identifier; and

    posting the transaction to a desired account associated with the desired account identifier;

    wherein the multi-account transaction card comprises;

    a first portion comprising the first account identifier;

    a second portion comprising the second account identifier; and

    a hinge connecting the first portion and the second portion, wherein the first and second portion are movable between a first position wherein the first account identifier is available for initiation, and a second position where the second account identifier is available for initiation.

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