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Check processing method, check processing program medium, and check processing apparatus

  • US 8,469,263 B2
  • Filed: 07/01/2011
  • Issued: 06/25/2013
  • Est. Priority Date: 05/12/2004
  • Status: Active Grant
First Claim
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1. A check processing method comprising:

  • scanning a back of a check having no authorization data printed thereon;

    scanning a front of the check to capture a front image of the check, the front of the check being preprinted with magnetic ink characters;

    generating authorization data indicating that processing payment of the check has been completed and that the check is valid based on a reading of the magnetic ink characters and a response from an external analysis source, the authorization data being generated electronically without printing the authorization data;

    generating an electronic merged image by electronically combining back image data captured during the scanning of the back of the check with the generated authorization data, the electronic merged image being generated without printing any data and being substantively the same as an image of the back of the check with authorization data printed thereon; and

    storing the electronic merged image with the front image.

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