Incentivized adoption of time-dependent insurance benefits
First Claim
1. A system, comprising:
- a non-transitory computer-readable storage medium; and
a processor that executes the following computer executable components stored on the non-transitory computer-readable storage medium;
an information management component configured to;
receive at least one of real-time operation information or operation environment information regarding a vehicle;
infer a destination of the vehicle; and
identify a provider, located at or en route to the inferred destination, that is offering a product or service that matches a lifestyle choice of a vehicle operator;
a benefit generation component configured to forward to the vehicle or the vehicle operator an advertisement generated by the provider; and
a display component configured to display the advertisement.
4 Assignments
0 Petitions
Accused Products
Abstract
System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s). Offered incentives can be afforded at least in part through monetization of available knowledge via commercialization thereof or targeted advertisement.
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Citations
23 Claims
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1. A system, comprising:
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a non-transitory computer-readable storage medium; and a processor that executes the following computer executable components stored on the non-transitory computer-readable storage medium; an information management component configured to; receive at least one of real-time operation information or operation environment information regarding a vehicle; infer a destination of the vehicle; and identify a provider, located at or en route to the inferred destination, that is offering a product or service that matches a lifestyle choice of a vehicle operator; a benefit generation component configured to forward to the vehicle or the vehicle operator an advertisement generated by the provider; and a display component configured to display the advertisement. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A method, comprising:
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employing at least one computer processor to execute code instructions retained in a computer-readable medium, the executed code instructions implement the following acts; receiving at least one of real-time operation information or operation environment information regarding a vehicle; inferring a destination of the vehicle; and identifying a provider, located at or en route to the inferred destination, that is offering a product or service that matches a lifestyle choice of an operator of the vehicle; forwarding to the vehicle or the vehicle operator an advertisement generated by the provider; and displaying the advertisement. - View Dependent Claims (13, 14, 15, 16, 17, 18)
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19. A non-transitory computer-readable storage medium having computer-executable instructions that, in response to execution, cause a computing system to perform operations, comprising:
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receiving at least one of real-time operation information or operation environment information regarding a vehicle; inferring a destination of the vehicle; and identifying a provider, located at or en route to the inferred destination, that is offering a product or service that matches a lifestyle choice of an operator of the vehicle; forwarding to the vehicle or the vehicle operator an advertisement generated by the provider; and displaying the advertisement. - View Dependent Claims (20, 21, 22, 23)
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Specification