Systems and methods for programmable payment cards and devices with loyalty-based payment applications
First Claim
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1. A method comprising:
- receiving first information from a payment device as a result of, at least in part, a first button being pressed on said payment device;
receiving second information from a payment device as a result of, at least in part, a second button being pressed on said payment device;
completing a first purchase transaction utilizing, at least in part, said first information, wherein points are earned for an account as a result of completing said first purchase transaction with said first information; and
completing a second purchase transaction utilizing, at least in part, said second information, wherein said earned points are used as a result of completing said second purchase transaction with said second information.
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Abstract
A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Data may include the type of reward that a user would like to earn as a result of making a purchase or the type of reward that a user would like to utilize to at least partially pay for a purchase.
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Citations
18 Claims
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1. A method comprising:
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receiving first information from a payment device as a result of, at least in part, a first button being pressed on said payment device; receiving second information from a payment device as a result of, at least in part, a second button being pressed on said payment device; completing a first purchase transaction utilizing, at least in part, said first information, wherein points are earned for an account as a result of completing said first purchase transaction with said first information; and completing a second purchase transaction utilizing, at least in part, said second information, wherein said earned points are used as a result of completing said second purchase transaction with said second information. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18)
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Specification