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Using commercial share of wallet to rate investments

  • US 8,489,482 B2
  • Filed: 09/19/2012
  • Issued: 07/16/2013
  • Est. Priority Date: 10/29/2004
  • Status: Active Grant
First Claim
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1. A method comprising:

  • estimating, by a computer-based system for rating an investment fund comprising a processor and a tangible and non-transitory memory, a commercial size of spending wallet for a plurality of companies based on known financial statement data of each company in the plurality of companies, total known business spending of each company in the plurality of companies, and a model of industry spending patterns, wherein the commercial size of spending wallet is the total business spending of the plurality of companies that can be transacted using a transaction account, wherein the model of industry spending patterns is used to infer financial statement data and spending data that is not known;

    rating, by the computer-based system, the investment fund based on the commercial size of sending wallet for the plurality of companies; and

    displaying, by the computer-based system, the rating on a display interface.

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