×

Data processing framework for financial services

  • US 8,498,915 B2
  • Filed: 04/02/2006
  • Issued: 07/30/2013
  • Est. Priority Date: 04/02/2006
  • Status: Active Grant
First Claim
Patent Images

1. A non-transitory computer program product tangibly embodied on a computer readable medium comprising program code for directing at least one computer to perform the steps, comprising:

  • preparing data related to a plurality of customer organizations for a financial service provider from a plurality of data sources for use in processing,transforming said data into a computational model of organization value and risk that identifies a contribution to an organization value and an organization risk for each of one or more elements of value, each of one or more external factors and each of one or more types of risks for each of one or more segments of value for each of the plurality of customers and for the financial service provider,analyzing the one or more inputs to said models as required to develop a plurality of scenarios for analyzing a financial performance,identifying an optimal set of financial service product transactions for each customer, for each scenario by analyzing the result of simulations completed using said data, models and scenarios, andcomplete tasks selected from the group consisting of analyzing customer financial performance, identifying one or more financial service products that will improve customer financial performance, developing one or more financial service products that will improve customer financial performance, processing transactions related to one or more financial service products, identifying an optimal set of transactions for the financial service provider for each scenario, completing sales of one or more financial service products and combinations thereof by processing at least a portion of said data using said modelwhere the financial service product transactions consist of foreign exchange transactions and loans, andwhere the one or more segments of value are a current operation and one or more segments of value selected from the group consisting of real option, derivative, market sentiment and financial asset.

View all claims
  • 3 Assignments
Timeline View
Assignment View
    ×
    ×