Data processing framework for financial services
First Claim
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1. A non-transitory computer program product tangibly embodied on a computer readable medium comprising program code for directing at least one computer to perform the steps, comprising:
- preparing data related to a plurality of customer organizations for a financial service provider from a plurality of data sources for use in processing,transforming said data into a computational model of organization value and risk that identifies a contribution to an organization value and an organization risk for each of one or more elements of value, each of one or more external factors and each of one or more types of risks for each of one or more segments of value for each of the plurality of customers and for the financial service provider,analyzing the one or more inputs to said models as required to develop a plurality of scenarios for analyzing a financial performance,identifying an optimal set of financial service product transactions for each customer, for each scenario by analyzing the result of simulations completed using said data, models and scenarios, andcomplete tasks selected from the group consisting of analyzing customer financial performance, identifying one or more financial service products that will improve customer financial performance, developing one or more financial service products that will improve customer financial performance, processing transactions related to one or more financial service products, identifying an optimal set of transactions for the financial service provider for each scenario, completing sales of one or more financial service products and combinations thereof by processing at least a portion of said data using said modelwhere the financial service product transactions consist of foreign exchange transactions and loans, andwhere the one or more segments of value are a current operation and one or more segments of value selected from the group consisting of real option, derivative, market sentiment and financial asset.
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Abstract
A data processing framework for financial services that supports the automated development and delivery of financial service products to a plurality of customers.
222 Citations
20 Claims
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1. A non-transitory computer program product tangibly embodied on a computer readable medium comprising program code for directing at least one computer to perform the steps, comprising:
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preparing data related to a plurality of customer organizations for a financial service provider from a plurality of data sources for use in processing, transforming said data into a computational model of organization value and risk that identifies a contribution to an organization value and an organization risk for each of one or more elements of value, each of one or more external factors and each of one or more types of risks for each of one or more segments of value for each of the plurality of customers and for the financial service provider, analyzing the one or more inputs to said models as required to develop a plurality of scenarios for analyzing a financial performance, identifying an optimal set of financial service product transactions for each customer, for each scenario by analyzing the result of simulations completed using said data, models and scenarios, and complete tasks selected from the group consisting of analyzing customer financial performance, identifying one or more financial service products that will improve customer financial performance, developing one or more financial service products that will improve customer financial performance, processing transactions related to one or more financial service products, identifying an optimal set of transactions for the financial service provider for each scenario, completing sales of one or more financial service products and combinations thereof by processing at least a portion of said data using said model where the financial service product transactions consist of foreign exchange transactions and loans, and where the one or more segments of value are a current operation and one or more segments of value selected from the group consisting of real option, derivative, market sentiment and financial asset. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A method for financial service development and delivery, comprising:
- using a computer to complete the steps of;
preparing data related to a plurality of customer organizations for a financial service provider from a plurality of data sources for use in processing, transforming said data into a computational model of organization value and risk that identifies a contribution to an organization value and an organization risk for each of one or more elements of value, each of one or more external factors and each of one or more types of risks for each of one or more segments of value for each of the plurality of customers and for the financial service provider, analyzing the one or more inputs to said models as required to develop a plurality of scenarios for analyzing a financial performance, identifying an optimal set of financial service product transactions for each customer, for each scenario by analyzing the result of simulations completed using said data, models and scenarios, and complete tasks selected from the group consisting of analyzing customer financial performance, identifying one or more financial service products that will improve customer financial performance, developing one or more financial service products that will improve customer financial performance, processing transactions related to one or more financial service products, identifying an optimal set of transactions for the financial service provider for each scenario, completing sales of one or more financial service products and combinations thereof by processing at least a portion of said data using said model where the financial service product transactions consist of foreign exchange transactions and loans, and where the one or more segments of value are a current operation and a segment of value selected from the group consisting of real option, derivative, market sentiment and financial asset. - View Dependent Claims (10, 11, 12, 13)
- using a computer to complete the steps of;
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14. A financial service system, comprising:
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networked computers each with a processor having circuitry to execute instructions;
a storage device available to each processor with sequences of instructions stored therein, which when executed cause the processors to;prepare data related to a plurality of customer organizations for a financial service provider from a plurality of data sources for use in processing, transform said data into a computational model of organization value and risk that identifies a contribution to an organization value and an organization risk for each of one or more elements of value, one or more external factors and one or more types of risks for each of one or more segments of value for each of the plurality of customers and for the financial service provider, analyze the one or more inputs to said models as required to develop a plurality of scenarios for analyzing a financial performance, identify an optimal set of financial service product transactions for each customer, for each scenario by analyzing the result of simulations completed using said data, models and scenarios, and complete tasks selected from the group consisting of analyzing customer financial performance, identifying one or more financial service products that will improve customer financial performance, developing one or more financial service products that will improve customer financial performance, processing transactions related to one or more financial service products, identifying an optimal set of transactions for the financial service provider for each scenario, completing sales of one or more financial service products and combinations thereof by processing at least a portion of said data using said model where the financial service product transactions consist of foreign exchange transactions and loans, and where the one or more segments of value are a current operation and one or more segments of value selected from the group consisting of real option, derivative, market sentiment and financial asset. - View Dependent Claims (15, 16, 17, 18, 19, 20)
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Specification