System for accepting value from closed groups

• US 8,504,395 B2
• Filed: 01/28/2007
• Issued: 08/06/2013
• Est. Priority Date: 01/30/2006
• Status: Active Grant

• Current Assignee: Fortress GB Limited
• Original Assignee: Fortress GB Limited
• Inventors: Vago, Gabriel, Granot, Ran, Gressel, Carmi David
• Primary Examiner(s): Chencinski, Siegfried E
• Application Number:
  US12/161,833
• Publication Number:
  US 20100280945A1
• Time in Patent Office: 2,382 Days
• Field of Search: 705/5, 705/27, 705/44
• US Class Current: 705/5
• CPC Class Codes: G06Q 20/045 using payment protocols involving tickets
• CPC Class Codes: G06Q 20/06 Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/28 Pre-payment schemes, e.g. "pay before"
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/387 Payment using discounts or coupons relating to marketing G06Q30/02
• CPC Class Codes: G06Q 30/00 Commerce

Abstract

A system for facilitating a sequence of events and comprising a data bank loader operative to set up for each individual event by loading into an event attendee data bank, IDs and pre-paid balance values, for users expected to attend said individual event, a multiplicity of portable receptacles issued to known users and storing a user ID and a pre-paid balance value for a corresponding user, e-cash filling stations incrementing pre-paid balance values of users in an on-site data bank, and mobile service provider workstations reading portable receptacles, accessing the on-site data bank according to the user ID of each portable receptacle, entering into a transaction with a user if his pre-paid balance value accessed from the on-site data bank is positive, and decrementing the transaction'"'"'s value from the user'"'"'s pre-paid balance value in the on-site data bank.

Claims

1. A system for facilitating a sequence of events, each event comprising a multiplicity of purchases made by a large, a priori known population, specific to that event, during a short, a priori known time interval at a known site, the population specific to an individual event comprising a multiplicity of a priori known users, the system comprising:

an on-site event attendee data bank recording an ID and a pre-paid balance value for each individual user within the multiplicity of known users expected to attend an individual event;

a data bank loader operative to set up for each individual event by loading into the event attendee data bank, IDs and pre-paid balance values, for users expected to attend said individual event;

a multiplicity of portable receptacles issued to the multiplicity of known users respectively, at least one individual receptacle storing a user ID and a pre-paid balance value for a corresponding individual one of the known users;

a first plurality of e-cash filling stations incrementing the pre-paid balance values of individual users in the on-site data bank, to reflect pre-payments made thereby; and

a second plurality of mobile service provider workstations operative to read individual ones of said multiplicity of portable receptacles, to access the on-site data bank according to the user ID of each individual portable receptacle, to enter into a transaction having a value with an individual user if the user'"'"'s pre-paid balance value accessed from the on-site data bank is positive, and to decrement the transaction'"'"'s value from the individual user'"'"'s pre-paid balance value in the on-site data bank.

2. A system according to claim 1 wherein at least some of the first plurality of e-cash filling stations are located at the site.

3. A system according to claim 1 and wherein at least some of the e-cash filling stations are also operative to accept payment for entry to the site.

4. A system according to claim 1 wherein said data bank loader comprises an ID and balance value data transfer interface operative to transmit the pre-paid balance value for each individual user within at least a subset of the known population of users to the data bank of a corresponding system at another site.

5. A system according to claim 4 wherein the site comprises a sports arena and wherein the data bank comprises a first section for home team data and a second section for away team data and wherein the balance data transfer interface is operative to transfer IDs and pre-paid balance values from said first section to corresponding systems before away games and to receive IDs and pre-paid balance values from corresponding systems and store these in the second section, before home games.

6. A system according to claim 1 wherein said workstations comprise wireless workstations having a wireless data connection to the on-site data bank.

7. A system according to claim 1 wherein said multiplicity of portable receptacles comprises:

a multiplicity of membership cards borne by the multiplicity of consumers, and at least some of said multiplicity of membership cards includes a pre-paid payment scheme; and

wherein said system also comprises a membership managing functionality for interacting with said multiplicity of membership cards including functionality for managing said pre-paid payment scheme.

8. A system according to claim 7 wherein each individual membership card comprises an electronic chip.

9. A system according to claim 1 , the system also comprising:

a multiplicity of vouchers each bearing a unique voucher ID; and

a plurality of communication devices each including an interface for receiving said voucher IDs, the plurality of communication devices being respectively associated with a plurality of electronic accounts;

and wherein said multiplicity of portable receptacles includes a plurality of membership cards associated with the plurality of electronic accounts respectively; and

a voucher management functionality operative to store a plurality of account balances corresponding to said plurality of electronic accounts, to receive a voucher ID from an individual one of said plurality of communication devices, to decrement a corresponding one of said accounts to reflect sale information; and

to provide account balance information upon presentation of a relevant membership card.

10. A system according to claim 9 wherein at least some of said communication devices comprise mobile communication devices.

11. A system according to claim 9 wherein at least some of said communication devices comprise wireless communication devices.

12. A system according to claim 9 wherein at least some of said communication devices comprise cellular communication devices.

13. A system according to claim 9 wherein at least some of said communication devices comprise SMS transmitting devices.

14. A system according to claim 9 wherein at least some of said communication devices communicate via the Internet.

15. A system according to claim 9 wherein at least some of said communication devices communicate via a WAN.

16. A system according to claim 9 wherein said ID-bearing vouchers comprise vouchers each having a human-sensible ID.

17. A system according to claim 16 wherein said human-sensible ID comprises a human-readable ID.

18. A system according to claim 1 and also comprising an alert generator operative to query the data bank re users having an unused balance exceeding a specific value and to generate an alert, informing said users that a special service is now being offered at the specific value.

19. A computer-controlled process for facilitating a sequence of events, each event comprising a multiplicity of purchases made by a large, a priori known population, specific to that event, during a short, a priori known time interval at a known site, the population specific to an individual event comprising a multiplicity of a priori known users, the system comprising:

at an on-site event attendee data bank, recording an ID and a pre-paid balance value for each individual user within the multiplicity of known users expected to attend an individual event;

setting up for each individual event by loading into the event attendee data bank, IDs and pre-paid balance values, for users expected to attend said individual event;

issuing a multiplicity of portable receptacles to the multiplicity of known users respectively, at least one individual receptacle storing a user ID and a pre-paid balance value for a corresponding individual one of the known users;

using, by an automated programmed computer, a first plurality of e-cash filling stations to increment the pre-paid balance values of individual users in the on-site data bank, to reflect pre-payments made thereby; and

at a second plurality of mobile service provider workstations operative to read individual ones of said multiplicity of portable receptacles, accessing, by an automated programmed computer, the on-site data bank according to the user ID of each individual portable receptacle, to enter into a transaction having a value with an individual user if the user'"'"'s pre-paid balance value accessed from the on-site data bank is positive, and to decrement the transaction'"'"'s value from the individual user'"'"'s pre-paid balance value in the on-site data bank.

20. A process according to claim 19 wherein said setting up includes transmitting balance value information, off line, between events, specifically regarding a population of users which has been served by a first system at the known site and is expected to be served by a second system at a second site and not transmitting balance value information regarding users which are not expected to be served by the second system at the second site.

21. A process according to claim 20 wherein said setting up includes loading, preparatory to an anticipated match at the second site, balance value data regarding fans of a first, “

away”

team expected at the second site for the match, which data is up to date, up until and including the match preceding the anticipated match at the second site, into a purchase facilitation system at the second site.

22. A process according to claim 21 wherein balance value data regarding fans which are not expected at the second site for the match are not loaded into the purchase facilitation system at the second site preparatory to the anticipated match at the second site.