Electronic toll management for fleet vehicles
First Claim
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1. A method of toll transaction payment processing, the method comprising:
- electronically storing, in a vehicle identifier data store of a toll computer system, identities of a plurality of registered banks, the plurality of registered banks being banks registered for toll payment processing;
receiving, by a computer system of a bank included in the plurality of registered banks, an indication that a customer of the bank that receives a checking account service from the bank has requested to register for an automated toll payment service offered by the bank, the indication including at least one vehicle identifier for a vehicle of the requesting customer;
as a consequence of receiving the indication, adding, by the computer system of the bank, the at least one vehicle identifier for the vehicle of the requesting customer to a set of multiple vehicle identifiers that identify vehicles operated by customers of the bank that receive a checking account service from the bank and that also have registered for the automated toll payment service with the bank;
electronically receiving, by the toll computer system from a message server included in the computer system of the bank, the set of multiple vehicle identifiers;
electronically storing, in the vehicle identifier data store of the toll computer system, the set of multiple vehicle identifiers in association with the identity of the bank;
accessing image data for a vehicle, the image data corresponding to at least one image of the vehicle engaging in a transaction with a toll facility;
processing the image data to determine one or more vehicle identifiers for the vehicle;
electronically determining that the one or more vehicle identifiers are among the set of multiple vehicle identifiers received from the message server of the bank and stored in the vehicle identifier data store;
electronically identifying the bank, from among the plurality of registered banks having identities stored in the vehicle identifier data store, by accessing the identity of the bank from the vehicle identifier data store;
electronically communicating billing information for the transaction between the vehicle and the toll facility from the toll computer system to the message server of the bank;
based on the billing information, electronically identifying, by the computer system of the bank, a checking account maintained by the bank for a particular customer that registered for the automated toll payment service; and
automatically debiting payment for the transaction from the identified checking account,wherein the billing information does not include information associated with a vehicle transponder.
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Abstract
Toll transaction payment processing includes accessing image data for a vehicle, the image data corresponding to at least one image of the vehicle engaging in a transaction with a toll facility. The image data is processed to determine one or more vehicle identifiers for the vehicle. A fleet vehicle company associated with the vehicle is electronically identified based on the one or more vehicle identifiers. Billing information for the transaction between the vehicle and the toll facility is electronically communicated to the fleet vehicle company.
90 Citations
34 Claims
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1. A method of toll transaction payment processing, the method comprising:
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electronically storing, in a vehicle identifier data store of a toll computer system, identities of a plurality of registered banks, the plurality of registered banks being banks registered for toll payment processing; receiving, by a computer system of a bank included in the plurality of registered banks, an indication that a customer of the bank that receives a checking account service from the bank has requested to register for an automated toll payment service offered by the bank, the indication including at least one vehicle identifier for a vehicle of the requesting customer; as a consequence of receiving the indication, adding, by the computer system of the bank, the at least one vehicle identifier for the vehicle of the requesting customer to a set of multiple vehicle identifiers that identify vehicles operated by customers of the bank that receive a checking account service from the bank and that also have registered for the automated toll payment service with the bank; electronically receiving, by the toll computer system from a message server included in the computer system of the bank, the set of multiple vehicle identifiers; electronically storing, in the vehicle identifier data store of the toll computer system, the set of multiple vehicle identifiers in association with the identity of the bank; accessing image data for a vehicle, the image data corresponding to at least one image of the vehicle engaging in a transaction with a toll facility; processing the image data to determine one or more vehicle identifiers for the vehicle; electronically determining that the one or more vehicle identifiers are among the set of multiple vehicle identifiers received from the message server of the bank and stored in the vehicle identifier data store; electronically identifying the bank, from among the plurality of registered banks having identities stored in the vehicle identifier data store, by accessing the identity of the bank from the vehicle identifier data store; electronically communicating billing information for the transaction between the vehicle and the toll facility from the toll computer system to the message server of the bank; based on the billing information, electronically identifying, by the computer system of the bank, a checking account maintained by the bank for a particular customer that registered for the automated toll payment service; and automatically debiting payment for the transaction from the identified checking account, wherein the billing information does not include information associated with a vehicle transponder. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 19, 20, 21, 22, 23, 24, 25, 26)
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10. A system comprising:
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an image database for storing image data for vehicles, the image data corresponding to at least one image of a vehicle engaging in a transaction with a toll facility; a vehicle identifier database for storing vehicle identifiers and identities of a plurality of registered banks, the plurality of registered banks being banks registered for toll payment processing; a computer system of a bank that includes a message server and that is configured to; receive an indication that a customer of the bank that receives a checking account service from the bank has requested to register for an automated toll payment service offered by the bank, the indication including at least one vehicle identifier for a vehicle of the requesting customer and the bank being included in the plurality of registered banks, as a consequence of receiving the indication, add the at least one vehicle identifier for the vehicle of the requesting customer to a set of multiple vehicle identifiers that identify vehicles operated by customers of the bank that receive a checking account service from the bank and that also have registered for the automated toll payment service with the bank, communicate, from the message server of the bank to a toll computer system, the set of multiple vehicle identifiers, access, at the message server of the bank from the toll computer system, billing information for the transaction between the vehicle and the toll facility, based on the billing information, identify a checking account maintained by the bank for a particular customer that registered for the automated toll payment service, and automatically debit payment for the transaction from the identified checking account; and the toll computer system configured to; store, in the vehicle identifier data store, the identities of the plurality of registered banks, receive, from the message server of the bank, the set of multiple vehicle identifiers, store, in the vehicle identifier database, the set of multiple vehicle identifiers in association with the identity of the bank, access the image data for the vehicle from the image database, process the image data to determine one or more vehicle identifiers for the vehicle, determine that the one or more vehicle identifiers are among the set of multiple vehicle identifiers received from the message server of the bank and stored in the vehicle identifier database; identify the bank, from among the plurality of registered banks having identities stored in the vehicle identifier data store, by accessing the identity of the bank from the vehicle identifier database, and communicate billing information for the transaction between the vehicle and the toll facility to the message server of the bank, wherein the billing information does not include information associated with a vehicle transponder. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18, 27, 28, 29, 30, 31, 32, 33, 34)
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Specification