Anti-interrogation for portable device

• US 8,505,826 B2
• Filed: 04/16/2007
• Issued: 08/13/2013
• Est. Priority Date: 04/16/2007
• Status: Active Grant

• Current Assignee: Visa USA, Inc. (Visa, Inc.)
• Original Assignee: Visa USA, Inc. (Visa, Inc.)
• Inventors: Hachey, John
• Primary Examiner(s): STANFORD, CHRISTOPHER J
• Application Number:
  US11/735,794
• Publication Number:
  US 20080256642A1
• Time in Patent Office: 2,311 Days
• Field of Search: 235/492, 340/10.1, 340/572.1
• US Class Current: 235/492
• CPC Class Codes: G06K 19/07345 by activating or deactivating at least a part of the circuit on the record carrier, e.g. ON/OFF switches
• CPC Class Codes: H04B 5/26 using coils
• CPC Class Codes: H04M 1/72412 using two-way short-range wireless interfaces
• CPC Class Codes: H04W 12/122 Counter-measures against attacks; Protection against rogue devices

Abstract

A portable consumer device is disclosed. One or more contact regions in the portable consumer device may be provided on the contactless portable consumer device. The user may be required to place a finger on the one or more contact regions while holding the portable consumer device proximate to the interrogation device to enable it to be interrogated. The user'"'"'s fingers may be used to electrically bridge an open portion of a circuit so as to enable operation of the portable consumer device.

Claims

1. A portable consumer device comprising:

a memory for storing information;

a near field transmitting antenna coupled to the memory;

a contact region coupled to the near field transmitting antenna, wherein the portable consumer device is capable of transmitting the stored information to an interrogation device using the near field transmitting antenna when a finger is on the contact region, but is not capable of transmitting the stored information to the interrogation device using the near field transmitting antenna when the finger is not on the contact region, wherein the contact region comprises an open portion of a circuit and two spaced apart contact points that are exposed on an outer surface of the portable consumer device, the exposed contact points capable of being bridged by the finger; and

a trigger antenna coupled to the two spaced apart contact points of the contact region and capable of enabling activation of the transmitting antenna.

2. The portable consumer device of claim 1, wherein at least part of the contact region forms at least part of the trigger antenna.

3. The portable consumer device of claim 2, wherein the near field transmitting antenna comprises a triggering electronic component that is capable of being triggered to enable activation of the transmitting antenna.

4. The portable consumer device of claim 3, further comprising at least part of the trigger antenna coupled to the triggering electronic component.

5. The portable consumer device of claim 3, wherein the triggering electronic component comprises at least one of a silicon controlled rectifier (SCR), a triode for alternating current (TRIAC), or a metal-oxide-semiconductor field-effect transistor (MOSFET).

6. The portable consumer device of claim 4, wherein current in the trigger antenna is induced when the finger is on the contact region and the portable consumer device is proximate to the interrogation device.

7. The portable consumer device of claim 6, wherein the portable consumer device is a payment card.

8. The portable consumer device of claim 7, wherein the two electrical contacts are located on opposite sides of the portable consumer device.

9. The portable consumer device of claim 1, wherein the portable consumer device is capable of being interrogated by an interrogation signal generated by the interrogation device.

10. The portable consumer device of claim 1, wherein the portable consumer device comprises one of a payment card, a key fob, and a cellular phone.

11. The portable consumer device of claim 1, wherein the portable consumer device is batteryless.

12. A system comprising:

the interrogation device; and

the portable consumer device of claim 1 in communication with the interrogation device.

13. The portable consumer device of claim 1, wherein the open portion is included within a near field transmitting antenna circuit, such that the finger completes the transmitting antenna circuit when bridging the two spaced apart contact points.

14. The portable consumer device of claim 1, wherein the memory is a microprocessor chip comprising an internal memory.

15. The portable consumer device of claim 1, wherein the open portion of the circuit is an open portion of the trigger antenna.

16. A portable consumer device, wherein the portable consumer device is a payment card comprising:

a memory for storing information;

a near field transmitting antenna couple to the memory, wherein the near field transmitting antenna comprises a triggering electronic component that is capable of being triggered to enable activation of the transmitting antenna;

a contact region coupled to the near field transmitting antenna, wherein the portable consumer device is capable of transmitting the stored information to an interrogation device using the near field transmitting antenna when a finger is on the contact region, but is not capable of transmitting the stored information to the interrogation device using the near field transmitting antenna when the finger is not on the contact region, wherein the contact region comprises an open portion of a circuit;

a trigger antenna, wherein at least part of the trigger antenna is coupled to the triggering electronic component, and wherein at least part of the contact region forms at least part of the trigger antenna, the contact region comprising two spaced apart contacts points that are exposed on an outer surface of the portable consumer device, wherein the two exposed contact points are located on the same side of the portable consumer device, wherein the trigger antenna is coupled to the two spaced apart contact points of the contact region, and wherein current in the trigger antenna is induced when the finger is on the contact region and the portable consumer device is proximate to the interrogation device.

17. A method of using a portable consumer device, the method comprising:

obtaining the portable consumer device, the portable consumer device comprising a memory for storing information, a near field transmitting antenna coupled to the memory, a trigger antenna, and a contact region coupled to the near field transmitting antenna, wherein the portable consumer device is capable of transmitting the stored information to an interrogation device using the near field transmitting antenna when a finger is on the contact region, but is not capable of transmitting the stored information to the interrogation device using the near field transmitting antenna when the finger is not on the contact region, wherein the contact region comprises an open portion of a circuit and two spaced apart contact points that are exposed on an outer surface of the portable consumer device, the exposed contact points capable of being bridged by the finger, and wherein the trigger antenna is coupled to the two spaced apart contact points of the contact region and capable of enabling activation of the transmitting antenna;

placing the finger on the contact region; and

placing the portable consumer device near the interrogation device.

18. The method of claim 17 wherein the portable consumer device is placed within about 10 inches or less of the interrogation device.

19. A method for forming a portable consumer device comprising:

attaching a memory for storing information to a substrate;

forming a near field transmitting antenna on the substrate, wherein the near field transmitting antenna is coupled to the memory in the portable consumer device;

forming a contact region on the substrate, wherein the contact region is coupled to the near field transmitting antenna in the portable consumer device, wherein the contact region comprises an open portion of a circuit and two spaced apart contact points that are exposed on an outer surface of the portable consumer device, the exposed contact points capable of being bridged by a finger; and

forming a trigger antenna on the substrate, wherein the trigger antenna is coupled to the two spaced apart contact points of the contact region and capable of enabling activation of the transmitting antenna,

wherein the portable consumer device is capable of transmitting the stored information to an interrogation device using the near field transmitting antenna when the finger is on the contact region, but is not capable of transmitting the stored information to the interrogation device using the near field transmitting antenna when the finger is not on the contact region.

20. The method of claim 19, further comprising laminating or depositing an insulating sheet on the substrate.

21. A portable consumer device comprising:

a memory for storing financial information;

a transmitting antenna coupled to the memory;

a contact region coupled to the transmitting antenna, wherein the portable consumer device is capable of transmitting the stored financial information to an interrogation device using the transmitting antenna when a finger is on the contact region, but is not capable of transmitting the stored information to the interrogation device using the transmitting antenna when the finger is not on the contact region, wherein the contact region comprises an open portion of a circuit and two spaced apart contact points that are exposed on an outer surface of the portable consumer device, the exposed contact points capable of being bridged by a finger; and

a trigger antenna coupled to the two spaced apart contact points of the contact region and capable of enabling activation of the transmitting antenna.

22. The portable consumer device of claim 21 wherein the portable consumer device is a cell phone or contactless payment card.

23. A system comprising:

the portable consumer device of claim 21; and

the interrogation device in communication with the portable consumer device.

24. The portable consumer device of claim 21, wherein the open portion of the circuit is an open portion of the trigger antenna.

25. A method of using a portable consumer device, the method comprising:

obtaining the portable consumer device, the portable consumer device comprising a memory for storing financial information, a transmitting antenna coupled to the memory, a trigger antenna, and a contact region coupled to the transmitting antenna, wherein the portable consumer device is capable of transmitting the stored financial information to an interrogation device using the transmitting antenna when a finger is on the contact region, but is not capable of transmitting the stored information to the interrogation device using the transmitting antenna when the finger is not on the contact region, wherein the contact region comprises an open portion of a circuit and two spaced apart contact points that are exposed on an outer surface of the portable consumer device, the exposed contact points capable of being bridged by a finger, and wherein the trigger antenna is coupled to the two spaced apart contact points of the contact region and capable of enabling activation of the transmitting antenna;

placing the finger on the contact region; and

placing the portable consumer device near the interrogation device.

26. The method of claim 25 wherein the portable consumer device is placed within about 10 inches or less of the interrogation device.

27. A method for forming a portable consumer device comprising:

attaching a memory for storing financial information to a substrate;

forming a transmitting antenna on the substrate, wherein the near field transmitting antenna is coupled to the memory in the portable consumer device;

forming a contact region on the substrate, wherein the contact region is coupled to the transmitting antenna in the portable consumer device, wherein the contact region comprises an open portion of a circuit and two spaced apart contact points that are exposed on an outer surface of the portable consumer device, the exposed contact points capable of being bridged by a finger; and

forming a trigger antenna on the substrate, wherein the trigger antenna is coupled to the two spaced apart contact points of the contact region and capable of enabling activation of the transmitting antenna,

wherein the portable consumer device is capable of transmitting the stored information to an interrogation device using the transmitting antenna when the+ finger is on the contact region, but is not capable of transmitting the stored information to the interrogation device using the transmitting antenna when the finger is not on the contact region.

28. A method of providing secure wireless communication with an interrogation device, comprising:

providing an electronic device that comprises a memory for storing information, a transmitting antenna, a trigger antenna, and a contact region coupled to the transmitting antenna, wherein the contact region comprises an open portion of a circuit and two spaced apart contact points that are exposed on an outer surface of the electronic device, the exposed contact points capable of being bridged by a finger, and wherein the trigger antenna is coupled to the two spaced apart contact points of the contact region and capable of enabling activation of the transmitting antenna;

allowing a user to place the electronic device proximate to the interrogation device; and

configuring the electronic device to activate the transmitting antenna only when the user places the finger on the contact region while the electronic device is proximate to the interrogation device.

29. The method of claim 28, further comprising transmitting the information stored on the memory to the interrogation device when the transmitting antenna is activated.

30. The method of claim 28, further comprising configuring the electronic device to be interrogated by a radio frequency (RF) signal.

31. The method of claim 28, wherein the transmitting antenna is activated by inductive coupling.