WIC check processing with vendor number overlay system and method
First Claim
1. A method for processing WIC (Women, Infants, and Children) checks, comprising:
- a) receiving at a computer transaction data relating to a transaction undertaken using a WIC check;
b) receiving at the computer an image of the WIC check, the WIC check having a vendor identifier location with no vendor identifier information at that location;
c) determining by the computer a vendor identifier for the WIC check based upon the transaction data;
d) determining by the computer a state within the United States for the transaction data and further determining the vendor identifier location on the WIC check for the determined state;
e) generating by the computer a graphical image of the vendor identifier;
f) creating a revised image of the WIC check by overlaying the graphical image of the vendor identifier over the image of the WIC check at the determined vendor identifier location; and
g) submitting the revised image of the WIC check through image exchange.
3 Assignments
0 Petitions
Accused Products
Abstract
A system and method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space. The digital image files are deposited as an image or substitute check if deemed ACH ineligible through image exchange. WIC checks are handled through image exchange. Vendor identifiers required for WIC processing are added to the check after scanning. The system identifies the state of the check and the particular store accepting the check in order to determine where to place the overlay and which vendor identifier to use.
40 Citations
6 Claims
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1. A method for processing WIC (Women, Infants, and Children) checks, comprising:
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a) receiving at a computer transaction data relating to a transaction undertaken using a WIC check; b) receiving at the computer an image of the WIC check, the WIC check having a vendor identifier location with no vendor identifier information at that location; c) determining by the computer a vendor identifier for the WIC check based upon the transaction data; d) determining by the computer a state within the United States for the transaction data and further determining the vendor identifier location on the WIC check for the determined state; e) generating by the computer a graphical image of the vendor identifier; f) creating a revised image of the WIC check by overlaying the graphical image of the vendor identifier over the image of the WIC check at the determined vendor identifier location; and g) submitting the revised image of the WIC check through image exchange. - View Dependent Claims (2, 3, 4, 5, 6)
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Specification