Automated banking machine that outputs interference signals that jam reading ability of unauthorized card readers
First Claim
Patent Images
1. A method comprising:
- (a) installing at least one sensor adjacent to a card entry slot of an automated banking machine,wherein the machine includes a plurality of transaction function devices,wherein the plurality of transaction function devices include at least one data reader, a display, and a cash dispenser,wherein the at least one data reader includes a card reader that is operable to read card data usable to identify a financial account on which financial transactions can be carried out with the machine,wherein the at least one sensor is operable to sense at least one electromagnetic field property of material located adjacent to the card entry slot;
(b) installing at least one signal emitter adjacent to the card entry slot,wherein the at least one signal emitter is operable to output interference signals configured to interfere with card data reading by an unauthorized card reader located adjacent to the card entry slot; and
(c) equipping the machine to include a controller that is in operative connection with the at least one sensor and the at least one signal emitter,wherein the controller is operable to determine whether the at least one sensor senses a change in the at least one electromagnetic field property,wherein the controller is operable to determine whether a sensed change in the at least one electromagnetic field property exists for a predetermined duration,wherein the controller is operable responsive at least in part to a determination that the sensed change existed for the predetermined duration, to
cause the at least one signal emitter to output the interference signals,
cause at least one of the plurality of transaction function devices to cease operation, and
allow the machine to provide at least one indication that an unauthorized card reader was sensed by the at least one sensor.
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Accused Products
Abstract
A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.
8 Citations
20 Claims
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1. A method comprising:
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(a) installing at least one sensor adjacent to a card entry slot of an automated banking machine, wherein the machine includes a plurality of transaction function devices, wherein the plurality of transaction function devices include at least one data reader, a display, and a cash dispenser, wherein the at least one data reader includes a card reader that is operable to read card data usable to identify a financial account on which financial transactions can be carried out with the machine, wherein the at least one sensor is operable to sense at least one electromagnetic field property of material located adjacent to the card entry slot; (b) installing at least one signal emitter adjacent to the card entry slot, wherein the at least one signal emitter is operable to output interference signals configured to interfere with card data reading by an unauthorized card reader located adjacent to the card entry slot; and (c) equipping the machine to include a controller that is in operative connection with the at least one sensor and the at least one signal emitter, wherein the controller is operable to determine whether the at least one sensor senses a change in the at least one electromagnetic field property, wherein the controller is operable to determine whether a sensed change in the at least one electromagnetic field property exists for a predetermined duration, wherein the controller is operable responsive at least in part to a determination that the sensed change existed for the predetermined duration, to
cause the at least one signal emitter to output the interference signals,
cause at least one of the plurality of transaction function devices to cease operation, and
allow the machine to provide at least one indication that an unauthorized card reader was sensed by the at least one sensor. - View Dependent Claims (2, 3, 4)
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5. Apparatus comprising:
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at least one sensor operationally positionable to sense at least one electromagnetic field property of material located adjacent to a card entry slot of an automated banking machine which includes a plurality of transaction function devices comprising a display, a cash dispenser, and at least one data reader that comprises a card reader which is operable to read card data usable to identify a financial account on which financial transactions can be carried out with the machine, at least one signal emitter operationally positionable adjacent to the card entry slot, to output interference signals configured to interfere with card data reading by an unauthorized card reader located adjacent to the card entry slot, a controller operationally positionable in the machine in operative connection with the at least one sensor and the at least one signal emitter, to; (i) determine whether the at least one sensor senses a change in the at least one electromagnetic field property, (ii) responsive at least in part to a positive determination in (i), then determine whether the change exists for a predetermined duration, and (iii) responsive at least in part to a positive determination in (ii), then cause the at least one signal emitter to output the interference signals, cause at least one of the plurality of transaction function devices to cease operation, and allow the machine to provide at least one indication that an unauthorized card reader was sensed by the at least one sensor. - View Dependent Claims (6, 7)
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8. A method comprising:
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(a) installing at least one sensor adjacent to a card entry slot of an automated banking machine, wherein the machine includes a card reader that is operable to read card data usable to identify a financial account, wherein the at least one sensor is operable to sense at least one property of material located adjacent to the card entry slot; (b) installing at least one signal emitter adjacent to the card entry slot, wherein the at least one signal emitter is operable to output interference signals configured to interfere with card data reading by an unauthorized card reader; and (c) equipping the machine to include a controller that is in operative connection with the at least one sensor and the at least one signal emitter, wherein the controller is operable to determine whether the at least one sensor sensed a change in the at least one property of material, wherein the controller is operable responsive at least in part to a determination that the at least one sensor sensed a change in the at least one property of material, to both; cause the at least one signal emitter to output the interference signals, and allow at least one indication that an unauthorized card reader was sensed by the at least one sensor, to be provided. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. Apparatus comprising:
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at least one sensor operationally positionable to sense at least one property of material located adjacent to a card entry slot of an automated banking machine which includes a card reader which is operable to read card data usable to identify a financial account, at least one signal emitter operationally positionable adjacent to the card entry slot, to output interference signals configured to interfere with card data reading by an unauthorized card reader, a controller operationally positionable in the machine in operative connection with the at least one sensor and the at least one signal emitter, to both; determine whether the at least one sensor sensed a change in the at least one property of material, and then, responsive at least in part to a determination that the at least one sensor sensed a change in the at least one property of material, both; cause the at least one signal emitter to output the interference signals, and allow at least one indication that an unauthorized card reader was sensed by the at least one sensor, to be provided. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification