Transaction card with dual scratch and peel label

• US 8,523,078 B2
• Filed: 01/28/2011
• Issued: 09/03/2013
• Est. Priority Date: 01/28/2011
• Status: Expired due to Fees

• Current Assignee: Apple Inc.
• Original Assignee: Apple Inc.
• Inventors: Biskupski, Ted
• Primary Examiner(s): Labaze, Edwyn
• Application Number:
  US13/016,770
• Publication Number:
  US 20120193432A1
• Time in Patent Office: 949 Days
• Field of Search: 235/488, 235/380, 235/492, 235/451, 235/375, 235/487, 283/61, 283 70- 82
• US Class Current: 235/488
• CPC Class Codes: B42D 15/025 with peel-away layer hiding information tickets for lottos or bingo games A63F3/065

Abstract

In one embodiment, a card may have a card substrate having at least a surface, the surface including at least predetermined information to be concealed provided thereon, and a dual scratch and peel label provided on the card substrate over the predetermined information, the dual scratch and peel label including at least: (i) a first base film adhered to the card substrate over the at predetermined information; (ii) a second base film releasably adhered over the first base film; and (iii) a scratch-off surface applied over the second base film, the scratch-off surface being configured to conceal the predetermined information provided on the card substrate.

Claims

1. A card, comprising:

a card substrate having at least a surface, the surface including at least predetermined information to be concealed provided thereon; and

a dual scratch and peel label provided on the card substrate over the predetermined information, the dual scratch and peel label including at least;

a first base film adhered to the card substrate over the predetermined information;

a second base film releasably adhered over the first base film; and

a scratch-off surface applied over the second base film, the scratch-off surface being configured to conceal the predetermined information provided on the card substrate.

2. A card as recited in claim 1, wherein the card is a transaction card.

3. A card as recited in claim 2, wherein the transaction card is a gift card, a pre-paid card, a discount card, or a coupon.

4. A card as recited in claim 1, wherein the predetermined information provided on the card can be revealed by removing the second base film as well as the scratch-off surface applied thereon from the first base film and the card substrate.

5. A card as recited in claim 1, wherein the second base film is releasably adhered to the first base film using a one-time adhesive.

6. A card as recited in claim 1, wherein the dual scratch and peel label further includes at least:

a protective coating for the scratch-off surface.

7. A card as recited in claim 1, wherein the scratch-off surface includes at least:

a first scratch-off layer applied to a top surface of the second base film; and

a second scratch-off layer provided over a portion of the first scratch-off layer.

8. A card as recited in claim 1, wherein the first and second base films are substantially transparent.

9. A card, comprising:

a card substrate having at least an account activation section, the account activation section including at least one redemption code provided thereon; and

a dual scratch and peel label provided on the card substrate over the at least one redemption code, the dual scratch and peel label including at least;

a first base film adhered to the card substrate over the at least one redemption code;

a second base film releasably adhered over the first base film; and

a scratch-off surface applied over the second base film, the scratch-off surface being configured to conceal the at least one redemption code provided on the card substrate.

10. A transaction card having an account activation section, wherein the account activation section includes at least one redemption code provided thereon, the transaction card comprising:

a first base film adhered over the at least one redemption code;

a second base film removably adhered over the first base film using a release liner;

a first scratch-off layer applied to a top surface of the second base film, the first scratch-off layer configured to conceal the at least one redemption code provided on the transaction card; and

a second scratch-off layer provided above the first scratch-off layer;

wherein the at least one redemption code is viewable when either (i) the first and second scratch-off layers are substantially removed, or (ii) the second base film having the first and second scratch-off layers provided thereon is substantially removed from the first base film.

11. The transaction card of claim 10, wherein substantially no release liner remains on the second base film when the second base film is removed from the first base film.

12. The transaction card of claim 10, wherein the first base film and the second base film are transparent.

13. The transaction card of claim 10, wherein the first scratch-off layer and second scratch-off layer are non-transparent layers.

14. The transaction card of claim 10, wherein the second base film has an area less than an area of the first base film.

15. The transaction card of claim 10, wherein the first base film comprises a plurality of security features.

16. The transaction card of claim 10, wherein the transaction card comprises

indicia printed on a portion of the second scratch-off layer.

17. The transaction card of claim 16, wherein the transaction card comprises:

a protective film affixed to the second scratch-off layer using an adhesive.

18. A transaction card having an account activation section, wherein the account activation section includes at least one redemption code provided thereon, the transaction card comprising:

a first base film adhered over the at least one redemption code;

a second base film removably adhered over the first base film using a release liner;

a removal feature, the removal feature configured to assist with removal of the second base film from the first base film;

a first scratch-off layer applied to a top surface of the second base film, the first scratch-off layer configured to conceal the at least one redemption code provided on the transaction card; and

a second scratch-off layer provided above the first scratch-off layer,

wherein the at least one redemption code is viewable when either (i) the first and second scratch-off layers are substantially removed, or (ii) the second base film having the first and second scratch-off layers provided thereon is substantially removed from the first base film.

19. The transaction card of claim 18, wherein the removal feature is a tab coupled to or integral with the second base film.

20. The transaction card of claim 18, wherein the removal feature is a recess configured to assist in the removal of the second base film, wherein the recess is located proximate to the second base film.

21. A method for creating a dual scratch and peel label, comprising:

removably adhering a second base film over a first base film using a releasable adhesive;

applying a first scratch-off layer to a top surface of the second base film, the first scratch-off layer configured to conceal protected information provided on a substrate;

affixing a second scratch-off layer over the first scratch-off layer; and

permitting access to the protected information through removal of the second base film to reveal the protected information, or through substantial removal by way of scratch-off of the first and second scratch-off layers,

wherein the second base film includes a removal feature configured to remove the second base film from the first base film.

22. A method of claim 21, wherein the substrate is a transaction card.

23. The method of claim 21, wherein the removal feature is a tab coupled to the second base film.

24. The method of claim 21, wherein the removal feature is a recess configured to assist in the removal of the second base film, wherein the recess is located proximate to the second base film.

25. The method of claim 21, wherein the method further comprises printing indicia on the second scratch-off layer.

26. The method of claim 21, wherein the method further comprises:

applying a protective film over the second scratch-off layer.

27. The method of claim 21, wherein the second base film has an area less than an area of the first base film.

28. The method of claim 21, wherein the method further comprises forming the dual scratch-off and peel-off layer to a desired configuration.

29. The method of claim 21, wherein the method further comprises forming security features on the first base film.