Financial evaluation process
First Claim
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1. A method of quantitatively improving a financial evaluation, comprising:
- determining a plurality of factor scores based on a plurality of factors;
using a processor to calculate a total score based on the plurality of factor scores;
identifying a plurality of actions that will influence at least a portion of the plurality of factor scores;
ranking the actions based on their total impact on the plurality of factor scores; and
determining a most important action of the plurality of actions to improve the total score;
wherein at least one of the factor scores is determined by assigning a maximum score value to the at least one factor score if a subject of the total score has provided a requested information used to determine another factor score.
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Abstract
Quantitatively improving a financial evaluation is disclosed. A plurality of factor scores based on a plurality of factors is determined. A total score is calculated based on the plurality of factor scores. A plurality of actions is identified that will influence at least a portion of the plurality of factor scores. The actions are ranked based on their total impact on the plurality of factor scores. A most important action of the plurality of actions to improve the total score is determined.
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Citations
20 Claims
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1. A method of quantitatively improving a financial evaluation, comprising:
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determining a plurality of factor scores based on a plurality of factors; using a processor to calculate a total score based on the plurality of factor scores; identifying a plurality of actions that will influence at least a portion of the plurality of factor scores; ranking the actions based on their total impact on the plurality of factor scores; and determining a most important action of the plurality of actions to improve the total score; wherein at least one of the factor scores is determined by assigning a maximum score value to the at least one factor score if a subject of the total score has provided a requested information used to determine another factor score. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A system for quantitatively improving a financial evaluation, comprising:
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a processor configured to; determine a plurality of factor scores based on a plurality of factors; calculate a total score based on the plurality of factor scores; identify a plurality of actions that will influence at least a portion of the plurality of factor scores; rank the actions based on their total impact on the plurality of factor scores; and determine a most important action of the plurality of actions to improve the total score; and a memory coupled to the processor and configured to provide the processor with instructions; wherein at least one of the factor scores is determined by assigning a maximum score value to the at least one factor score if a subject of the total score has provided a requested information used to determine another factor score. - View Dependent Claims (13, 14, 15, 16)
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17. A computer program product for quantitatively improving a financial evaluation, the computer program product being embodied in a tangible computer readable storage medium and comprising computer instructions for:
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determining a plurality of factor scores based on a plurality of factors; calculating a total score based on the plurality of factor scores; identifying a plurality of actions that will influence at least a portion of the plurality of factor scores; ranking the actions based on their total impact on the plurality of factor scores; and determining a most important action of the plurality of actions to improve the total score; wherein at least one of the factor scores is determined by assigning a maximum score value to the at least one factor score if a subject of the total score has provided a requested information used to determine another factor score. - View Dependent Claims (18, 19, 20)
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Specification