Method and system for electronic purchases using an intelligent data carrier medium, electronic coupon system, and interactive TV infrastructure
First Claim
1. An electronic purchase system comprising:
- an interactive purchase television equipment connected to the electronic network;
a fixed intelligent data carrier medium connected to said interactive purchaser television equipment, the fixed intelligent data carrier medium comprising a first processor that is programmed to authenticate and decrypt services, the services include receiving incentives from an incentives provider;
a detachable intelligent data carrier medium connectable to said interactive purchaser television equipment, such that when the detachable intelligent carrier medium is mated to the interactive purchaser television equipment, the detachable intelligent data carrier medium is further programmed to communicate with the interactive purchaser television equipment;
the detachable intelligent data carrier medium comprising a second processor that is programmed to store accrued incentives received from the incentives provider in a memory equipment on the detachable intelligent data carrier medium;
the detachable intelligent carrier medium is programmed to process the accrued incentives, wherein a first signature validates the accrued incentives and a second signature validates the use of the accrued incentives;
a merchant terminal connected to the electronic network is programmed to read the accrued incentives stored on the detachable intelligent data carrier medium, to redeem a discount or a value corresponding to the read accrued incentives, apply the discount or value to a purchase transaction and store purchase information related to the purchase transaction onto the detachable intelligent data carrier medium;
the interactive purchase television equipment is programmed to read the purchase information stored on the detachable data carrier medium when said detachable data carrier medium is mated with the interactive purchase television equipment; and
in response to reading the stored purchase information, the interactive purchase television equipment is further programmed to store onto the detachable data carrier medium further incentives based on the read purchase information.
1 Assignment
0 Petitions
Accused Products
Abstract
A method and a system for electronically transacting a purchase between a purchaser and a merchant are disclosed. The method includes storing accrued incentives on an intelligent data carrier medium via interactive television (DTV/STB) equipment and redeeming a discount or a value corresponding to the accrued incentives present on the data carrier medium when a purchase is made. The electronic purchase system using an electronic network contains a purchaser interactive television (DTV/STB) equipment connected to the electronic network, a fixed intelligent data carrier medium connected to the interactive television (DTV/STB) equipment for service authentication and decryption and a detachable intelligent data carrier medium connected to the interactive television (DTV/STB) equipment.
-
Citations
18 Claims
-
1. An electronic purchase system comprising:
-
an interactive purchase television equipment connected to the electronic network; a fixed intelligent data carrier medium connected to said interactive purchaser television equipment, the fixed intelligent data carrier medium comprising a first processor that is programmed to authenticate and decrypt services, the services include receiving incentives from an incentives provider; a detachable intelligent data carrier medium connectable to said interactive purchaser television equipment, such that when the detachable intelligent carrier medium is mated to the interactive purchaser television equipment, the detachable intelligent data carrier medium is further programmed to communicate with the interactive purchaser television equipment; the detachable intelligent data carrier medium comprising a second processor that is programmed to store accrued incentives received from the incentives provider in a memory equipment on the detachable intelligent data carrier medium; the detachable intelligent carrier medium is programmed to process the accrued incentives, wherein a first signature validates the accrued incentives and a second signature validates the use of the accrued incentives; a merchant terminal connected to the electronic network is programmed to read the accrued incentives stored on the detachable intelligent data carrier medium, to redeem a discount or a value corresponding to the read accrued incentives, apply the discount or value to a purchase transaction and store purchase information related to the purchase transaction onto the detachable intelligent data carrier medium; the interactive purchase television equipment is programmed to read the purchase information stored on the detachable data carrier medium when said detachable data carrier medium is mated with the interactive purchase television equipment; and in response to reading the stored purchase information, the interactive purchase television equipment is further programmed to store onto the detachable data carrier medium further incentives based on the read purchase information. - View Dependent Claims (3, 4, 5, 10, 11, 12, 13, 14, 15, 16, 17, 18)
-
-
2. A non-transitory computer-readable medium having programming instructions for performing a method of transacting a purchase between a purchaser and a merchant, comprising:
-
authenticating a service provided to an interactive television equipment using a fixed intelligent data carrier medium, the fixed intelligent data carrier medium comprising a first processor for service authentication and decryption, the service includes receiving incentives from an incentives provider; storing accrued incentives onto a detachable intelligent data carrier medium via the interactive television equipment without requiring user interaction to activate storage to the intelligent data carrier medium, such that when the detachable intelligent data carrier medium is mated to the interactive purchaser television equipment, the detachable intelligent data carrier medium communicates with the interactive purchaser television equipment, the detachable intelligent data carrier medium comprising a second processor that processes the accrued incentives; and redeeming, at a merchant terminal, a discount or a value corresponding to the accrued incentives stored on the detachable data carrier medium when a purchase is made, wherein a first signature validates the accrued incentives and a second signature validates the user of the accrued incentives; in response to redeeming the discount or value, storing by the merchant terminal onto the detachable data carrier medium, a purchase information related to the purchase; detecting by the interactive television equipment that the detachable data carrier medium is mated to the interactive television equipment; in response to detecting that the detachable data carrier medium is mated to the interactive television equipment, the interactive television equipment reading the purchase information stored on the detachable data carrier medium; and storing by the interactive television equipment onto the detachable data carrier medium further incentives based on the read purchase information. - View Dependent Claims (6, 7, 8, 9)
-
Specification