Powered cards and devices designed, programmed, and deployed from a kiosk

• US 8,561,894 B1
• Filed: 10/20/2011
• Issued: 10/22/2013
• Est. Priority Date: 10/20/2010
• Status: Active Grant

• Current Assignee: Dynamics Inc.
• Original Assignee: Dynamics Inc.
• Inventors: Mullen, Jeffrey D., Wallace, Michael T.
• Primary Examiner(s): HESS, DANIEL A
• Application Number:
  US13/277,309
• Time in Patent Office: 733 Days
• Field of Search: 235/381, 235/380, 705/14.36, 705/14.37
• US Class Current: 235/381
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/355 Personalisation of cards for use
• CPC Class Codes: G07F 17/42 for ticket printing or like apparatus , e.g. apparatus for dispensing of printed paper tickets or payment cards

Abstract

A kiosk may be provided that contains a number of blank cards. A graphical user interface of the kiosk may allow a user to define products that may be associated with a blank card contained within the kiosk. Aesthetic and functional features may be applied to a blank card by a kiosk and dispensed to a user of the kiosk as a fully functional card. An interrogation device of a kiosk may retrieve products associated with a current card and may associate the retrieved products with a new card to be dispensed from the kiosk. A kiosk may access a network to preauthorize any products that may be associated with a card dispensed from or programmed by the kiosk.

Claims

1. A kiosk comprising:

a processor;

a display;

a compartment containing a plurality of cards; and

a graphical user interface, the graphical user interface being executed by said processor and displayed onto said display by said processor to allow selection of a card from said plurality of cards and to associate said selected card with one or more products.

2. The kiosk of claim 1, wherein said graphical user interface displays a plurality of virtual card types to be selected and wherein each virtual card type corresponds to a physical card contained within said compartment.

3. The kiosk of claim 1, wherein said graphical user interface displays a plurality of virtual card types to be selected and wherein one of said virtual card types includes at least one virtual button.

4. The kiosk of claim 1, wherein said graphical user interface displays a plurality of virtual card types to be selected and wherein one of said virtual card types includes at least one virtual button and at least one virtual display.

5. The kiosk of claim 1, wherein said one or more products includes one or more payment networks.

6. The kiosk of claim 1, wherein said one or more products includes one or more financial types.

7. The kiosk of claim 1, wherein said one or more products includes one or more financial types and wherein said graphical user interface allows requesting a credit limit to be associated with each financial type.

8. A kiosk comprising:

a processor;

a display;

an interrogation device;

a compartment containing a plurality of cards; and

a graphical user interface, the graphical user interface being executed by said processor and displayed onto said display by said processor to allow interrogation of a first card by said interrogation device, results of said interrogation being applied to a second card selected from said plurality of cards to associate said second card with one or more products associated with said first card.

9. The kiosk of claim 8, wherein said graphical user interface displays a plurality of virtual card types to be selected as said second card and wherein each virtual card type corresponds to a physical card contained within said compartment.

10. The kiosk of claim 8, wherein said graphical user interface displays a plurality of virtual cards to be selected as said second card and wherein one of said virtual cards includes at least one virtual button.

11. The kiosk of claim 8, wherein said graphical user interface displays a plurality of virtual cards to be selected as said second card and wherein one of said virtual cards includes at least one virtual button and at least one virtual display.

12. The kiosk of claim 8, wherein said one or more products includes one or more payment networks.

13. The kiosk of claim 8, wherein said one or more products includes one or more financial types.

14. The kiosk of claim 8, wherein said one or more products includes one or more payment accounts and wherein said graphical user interface allows requesting a balance transfer from a payment account of said first card to a payment account of said second card.

15. The kiosk of claim 8, wherein said one or more products includes one or more payment accounts and wherein said graphical user interface allows requesting a balance transfer from a payment account of said first card to a payment account of said second card and closing said payment account of said first card.

16. The kiosk of claim 8, wherein said one or more products includes one or more payment accounts and wherein said graphical user interface allows requesting at least a partial balance transfer from a payment account of said first card to a payment account of said second card and keeping said payment account of said first card open.