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Dynamic card verification values and credit transactions

  • US 8,567,670 B2
  • Filed: 03/26/2010
  • Issued: 10/29/2013
  • Est. Priority Date: 03/27/2009
  • Status: Active Grant
First Claim
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1. A process for providing a card verification value comprising:

  • storing a plurality of card verification values as received from a card issuer, the plurality of card verifications values designated as new;

    authenticating a user to a processor;

    selecting one of the new card verification values;

    designating the selected card verification value as used; and

    sending the selected card verification value to a merchant along with credit card information pertaining to a purchase.

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