Systems and methods for recording an accident
First Claim
1. A method using a computing device having a non-transitory computer-readable medium encoded with computer-readable instructions stored thereon that are executed by a processor to allow an insurance company to process an insurance claim submitted by a customer, the method comprising:
- receiving, by the computing device, a notification that an accident involving a vehicle has occurred and a determination of the magnitude of the accident that has occurred, the determination based on an output of a detector, wherein the output of the detector is generated based on an emergency signal relating to the accident that is broadcast to an emergency responder and is intercepted by the detector;
transmitting, by the computing device, a request to record information relating to the accident to one or more devices involved in the accident and one or more devices proximate to a location of the accident;
sending, by the computing device, instructions to a mobile computing device associated with the customer, wherein the instructions include instructions to assist the customer in collecting information relating to the accident;
receiving, by the computing device, recorded information relating to the accident and information collected by the customer;
establishing, by the computing device, an accident record based on the received information; and
determining, with the computing device, whether to automatically process an insurance claim based on the accident record and on the indication of the magnitude of the accident.
1 Assignment
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Accused Products
Abstract
The described embodiments contemplate a system, method and computer-readable medium with computer-executable instructions for recording information relating to an accident. In one exemplary and non-limiting embodiment, once an accident is detected, a storage file is created, and information relating to the accident is stored in the storage file. In another exemplary and non-limiting embodiment, an insurance company may process a claim by receiving a notification that an accident has occurred, transmitting a request to record information relating to the accident, receiving the information, establishing an accident record, and processing an insurance claim. In another exemplary and non-limiting embodiment, an accident is detected, primary accident information is transmitted from a first recording device, a communication link is established between the first recording device and a second recording device, and a request is transmitted to the second recording device to transmit secondary accident information.
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Citations
21 Claims
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1. A method using a computing device having a non-transitory computer-readable medium encoded with computer-readable instructions stored thereon that are executed by a processor to allow an insurance company to process an insurance claim submitted by a customer, the method comprising:
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receiving, by the computing device, a notification that an accident involving a vehicle has occurred and a determination of the magnitude of the accident that has occurred, the determination based on an output of a detector, wherein the output of the detector is generated based on an emergency signal relating to the accident that is broadcast to an emergency responder and is intercepted by the detector; transmitting, by the computing device, a request to record information relating to the accident to one or more devices involved in the accident and one or more devices proximate to a location of the accident; sending, by the computing device, instructions to a mobile computing device associated with the customer, wherein the instructions include instructions to assist the customer in collecting information relating to the accident; receiving, by the computing device, recorded information relating to the accident and information collected by the customer; establishing, by the computing device, an accident record based on the received information; and determining, with the computing device, whether to automatically process an insurance claim based on the accident record and on the indication of the magnitude of the accident. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A non-transitory computer-readable storage medium having computer-readable instructions stored thereon for an insurance company to process an insurance claim submitted by a customer, the computer-readable instructions comprising instructions to:
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receive a notification that an accident involving a vehicle has occurred and a determination of the magnitude of the accident that has occurred, the determination based on an output of a detector, wherein the output of the detector is generated based on an emergency signal relating to the accident that is broadcast to an emergency responder and is intercepted by the detector; transmit a request to record information relating to the accident to one or more devices involved in the accident and one or more devices proximate to a location of the accident; send instructions to a mobile computing device associated with the customer, wherein the instructions include instructions to assist the customer in collecting information relating to the accident; receive recorded information relating to the accident and information collected by the customer; establish an accident record based on the received information; and determine whether to automatically process an insurance claim based on the accident record and on the indication of the magnitude of the accident. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A system, comprising:
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a processor; a memory storing computer-readable instructions for an insurance company to process an insurance claim submitted by a customer, the computer-readable instructions executable by the processor to; receive a notification that an accident involving a vehicle has occurred and a determination of the magnitude of the accident that has occurred, the determination based on an output of a detector, wherein the output of the detector is generated based on an emergency signal relating to the accident that is broadcast to an emergency responder and is intercepted by the detector; transmit a request to record information relating to the accident to one or more devices involved in the accident and one or more devices proximate to a location of the accident; send instructions to a mobile computing device associated with the customer, wherein the instructions include instructions to assist the customer in collecting information relating to the accident; receive recorded information relating to the accident and information collected by the customer; establish an accident record based on the received information; and determining whether to automatically process an insurance claim based on the accident record and on the indication of the magnitude of the accident. - View Dependent Claims (16, 17, 18, 19, 20, 21)
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Specification