Methods and systems for identity verification
First Claim
1. A method for verifying the identity of an individual comprising the steps of:
- transmitting from a customer system to a customer connector server a request for identity verification containing identification information provided by the individual to be identified;
at the customer connector server, identifying from the request for identity verification at least one verification service required to satisfy the request for identity verification;
selecting for each verification service, based on a first set of predetermined criteria, an appropriate data manager server from a plurality of data manager servers to manage the verification service;
transmitting to each appropriate data manager server a corresponding request verification service;
at each appropriate data manager server, identifying from the corresponding request for verification service at least one data access service required to permit the identification information provided by the individual to be verified against identity information relating to the individual contained within the at least one data source;
selecting for each data access service, based on a second set of predetermined criteria, an appropriate data connector server from a plurality of data connector servers to manage the data access service;
transmitting to each appropriate data connector server a corresponding request for data access service;
accessing from each appropriate data connector server at least one data source in connection with each request for data access service;
verifying the identification information provided by the individual against the identity information relating to the individual contained within the at least one data source;
generating a response indicating whether the identity of the individual has been authenticated; and
communicating the response to the customer system.
3 Assignments
0 Petitions
Accused Products
Abstract
The present invention relates to methods and systems for identity verification. The method includes transmitting from a customer system to a customer connector server an identity verification request containing identification information for an individual. At the customer connector server, at least one verification service required for the request is identified and a data manager server is selected for each service. A verification service request is transmitted to each data manager server. At each data manager server, at least one data access service is identified and one data connector server is selected for each service. A data access service request is transmitted to each data connector server. At least one data source is accessed from each data connector server for each request. The identification information provided is then verified against identity information stored within the at least one data source and a response is generated and communicated to the customer system.
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Citations
45 Claims
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1. A method for verifying the identity of an individual comprising the steps of:
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transmitting from a customer system to a customer connector server a request for identity verification containing identification information provided by the individual to be identified; at the customer connector server, identifying from the request for identity verification at least one verification service required to satisfy the request for identity verification; selecting for each verification service, based on a first set of predetermined criteria, an appropriate data manager server from a plurality of data manager servers to manage the verification service; transmitting to each appropriate data manager server a corresponding request verification service; at each appropriate data manager server, identifying from the corresponding request for verification service at least one data access service required to permit the identification information provided by the individual to be verified against identity information relating to the individual contained within the at least one data source; selecting for each data access service, based on a second set of predetermined criteria, an appropriate data connector server from a plurality of data connector servers to manage the data access service; transmitting to each appropriate data connector server a corresponding request for data access service; accessing from each appropriate data connector server at least one data source in connection with each request for data access service; verifying the identification information provided by the individual against the identity information relating to the individual contained within the at least one data source; generating a response indicating whether the identity of the individual has been authenticated; and communicating the response to the customer system. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. A method for verifying the identity of an individual comprising the steps of:
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transmitting from a customer system to a business portal a request for identity verification containing identification information provided by the individual to be identified; at the business portal, identifying from the request for identity verification at least one verification service required to satisfy the request for identity verification; selecting for each verification service, based on a first set of predetermined criteria, an appropriate data manager server from a plurality of data manager servers to manage the verification service; transmitting to each appropriate data manager server a corresponding request for verification service; at each appropriate data manager server, identifying from the corresponding request for verification service at least one data access service required to permit the identification information provided by the individual to be verified against identity information relating to the individual contained within the at least one data source; selecting for each data access service, based on a second set of predetermined criteria, an appropriate data connector server from a plurality of data connector servers to manage the data access service; transmitting to each appropriate data connector server a corresponding request for data access service; accessing from each appropriate data connector server at least one data source in connection with each request for data access service; verifying the identification information provided by the individual against the identity information relating to the individual contained within the at least one data source; generating a response indicating whether the identification information provided by the individual matches the identity information relating to the individual contained within the at least one data source; and communicating the response to the customer system.
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21. A system for verifying the identity of an individual comprising:
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a customer connector server for connecting to a customer system and for receiving therefrom a request for identity verification containing identification information provided by the individual to be identified; a plurality of data manager servers connected to the customer connector server; a plurality of data connector servers, each data connector server being connected to at least one data manager server of the plurality and being operable to access at least one data source containing identity information relating to the individual; the customer connector server being operable to identify from the request for identity verification at least one verification service required to satisfy the request and to select for each verification service, based on a first set of predetermined criteria, an appropriate data manager server of the plurality thereof to manage the verification service;
the customer connector server being further operable to transmit to each appropriate data manager server a corresponding request for verification service;each appropriate data manager server being operable to identity from the corresponding request for verification service at least one data access service required to permit the identification information provided by the individual to be verified against the identity information relating to the individual contained within the at least one data source;
each appropriate data manager server being further operable to select for each data access service, based on a second set of predetermined criteria, an appropriate data connector server of the plurality thereof to manage the data access service, and to transmit to each appropriate data connector server a corresponding request for data access service. - View Dependent Claims (22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44)
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45. A system for verifying the identity of an individual comprising:
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a business portal for connecting to a customer system and for receiving therefrom a request for identity verification containing identification information provided by the individual to be identified; a plurality of data manager servers connected to the business portal; a plurality of data connector servers, each data connector server being connected to at least one data manager server of the plurality and being operable to access at least one data source containing identity information relating to the individual; the business portal being operable to identify from the request for identity verification at least one verification service required to satisfy the request and to select for each verification service, based on a first set of predetermined criteria, an appropriate data manager server of the plurality thereof to manage the verification service;
the business portal being further operable to transmit to each appropriate data manager server a corresponding request for verification service;each appropriate data manager server being operable to identity from the corresponding request for verification service at least one data access service required to permit the identification information provided by the individual to be verified against the identity information relating to the individual contained within the at least one data source;
each appropriate data manager server being further operable to select for each data access service, based on a second set of predetermined criteria, an appropriate data connector server of the plurality thereof to manage the data access service, and to transmit to each appropriate data connector server a corresponding request for data access service.
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Specification