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Method and system for processing and optimizing travel insurance transactions

  • US 8,577,767 B2
  • Filed: 09/13/2011
  • Issued: 11/05/2013
  • Est. Priority Date: 09/13/2010
  • Status: Active Grant
First Claim
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1. A method for processing communications between a travel insurer and a travel service provider, comprising the steps of:

  • storing, at a travel insurer system, a plurality of mappings between messaging formats used by a plurality of travel service providers and a messaging format used by a travel insurer;

    receiving, at the travel insurer system, itinerary data in a first messaging format corresponding to a consumer travel itinerary generated by a first travel service provider, wherein the itinerary data includes destination information and cost information;

    converting, at the travel insurer system, the itinerary data in the first messaging format to itinerary data in the travel insurer messaging format based on a stored mapping of the first messaging format to the travel insurer messaging format;

    determining, at the travel insurer system, at least one optimal travel insurance policy based on the itinerary data in the travel insurer messaging format; and

    transmitting information pertaining to the at least one optimal travel insurance policy to the first travel service provider for presentation to a customer of the travel service provider.

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