System and method for providing a real-time, online biometric signature
First Claim
Patent Images
1. A system for capturing an electronic, biometric signature for a transaction, said system comprising:
- a computer including a computer readable medium storing a signature capture program and a display, the computer being configured to;
receive the signature capture program;
store the received signature capture program in the computer readable medium;
subsequent to the signature capture program being stored in the computer readable medium, receive online content relating to the transaction from a remote server over an electronic data network;
execute the signature capture program, wherein executing the signature capture program comprises;
displaying the online content on said display;
displaying a signature block on said display,capturing coordinate data of a computer cursor within said signature block,displaying a signature within the signature block on the display as the coordinate data of the computer cursor is captured, andtransmitting data relating to said transaction and signature information including at least one of the coordinate data and a signature image generated based on the captured coordinate data to a signature server over an electronic data network; and
the signature server coupled with a storage device, the signature server being remote from the computer and configured to;
receive the data relating to said transaction and the signature information over the electronic data network;
store the signature information with the data relating to said transaction in the storage device;
transmit a notification to the computer indicating that the signature information has been received; and
transmit the signature information;
wherein the computer receives the signature capture program from a remote server other than the remote server from which the online content relating to the transaction is received.
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Abstract
A system is provided for generating an online biometrically accurate electronic signature. The system includes a computer interface module which records movement of a cursor on a computer screen and outputs the recorded data. A signature generation module which receives the recorded data and generates a graphical image based upon the recorded data.
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Citations
39 Claims
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1. A system for capturing an electronic, biometric signature for a transaction, said system comprising:
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a computer including a computer readable medium storing a signature capture program and a display, the computer being configured to; receive the signature capture program; store the received signature capture program in the computer readable medium; subsequent to the signature capture program being stored in the computer readable medium, receive online content relating to the transaction from a remote server over an electronic data network; execute the signature capture program, wherein executing the signature capture program comprises; displaying the online content on said display; displaying a signature block on said display, capturing coordinate data of a computer cursor within said signature block, displaying a signature within the signature block on the display as the coordinate data of the computer cursor is captured, and transmitting data relating to said transaction and signature information including at least one of the coordinate data and a signature image generated based on the captured coordinate data to a signature server over an electronic data network; and the signature server coupled with a storage device, the signature server being remote from the computer and configured to; receive the data relating to said transaction and the signature information over the electronic data network; store the signature information with the data relating to said transaction in the storage device; transmit a notification to the computer indicating that the signature information has been received; and transmit the signature information; wherein the computer receives the signature capture program from a remote server other than the remote server from which the online content relating to the transaction is received. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. An apparatus for capturing an electronic, biometric signature for a transaction, the apparatus comprising:
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a computer including a computer readable medium storing a signature capture program and a display, the computer being configured to; receive the signature capture program; store the signature capture program in the computer readable medium; subsequent to the signature capture program being stored in the computer readable medium, receive online content relating to the transaction from a remote server over an electronic data network; execute the signature capture program, wherein executing the signature capture program comprises; displaying the online content on said display; displaying a signature block on said display, capturing coordinate data of a computer cursor within said signature block, displaying a signature within the signature block on the display as the coordinate data of the computer cursor is captured, and transmitting data relating to said transaction and signature information including at least one of the coordinate data and a signature image generated based on the captured coordinate data to a signature server over an electronic data network; and receive, from the signature server, a notification indicating that the signature information has been received by the signature server; wherein the computer receives the signature capture program from a remote server other than the remote server from which the online content relating to the transaction is received. - View Dependent Claims (17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29)
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30. A method for capturing an electronic, biometric signature for a transaction, the method comprising:
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receiving, by a computer including a computer readable medium and a display, a signature capture program; storing, by the computer, the signature capture program in the computer readable medium; subsequent to storing the signature capture program in the computer readable medium, receiving, by the computer, online content relating to the transaction from a first remote server over an electronic data network; executing, by the computer, the signature capture program, wherein executing the signature capture program comprises; displaying the online content on the display, displaying a signature block on the display, capturing coordinate data of a computer cursor within the signature block, displaying a signature within the signature block on the display as the coordinate data of the computer cursor is captured, and transmitting data relating to the transaction and signature information including at least one of the coordinate data and a signature image generated based on the captured coordinate data to a second remote server over the electronic data network; and receiving, by the computer, a notification indicating that the signature information has been received by the second remote server; wherein the computer receives the signature capture program from a remote server other than the first remote server from which the online content relating to the transaction is received. - View Dependent Claims (31, 32, 33, 34, 35, 36, 37, 38, 39)
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Specification