Billing statement customer acquisition system
First Claim
1. A system, comprising:
- a memory storing information about customer accounts, wherein the information comprises transaction history and an account identifier; and
a processor configured fordetermining that a user is not an existing customer of a first entity;
generating an offer to the user, wherein the offer comprises the first entity paying at least a portion of a preexisting payment obligation of the user to a second entity from one or more previous transactions in exchange for the user agreeing to become a customer of the first entity; and
transmitting the offer electronically to the user.
1 Assignment
0 Petitions
Accused Products
Abstract
Some described embodiments provide for selecting (e.g., by a server computer from a plurality of transaction records), a transaction record associated with a financial account of an account holder. In one example, the transaction record includes an indication of an amount due, by the account holder, for a previous purchase completed by the account holder with a first merchant. Some embodiments provide further for generating a billing statement for the account holder, the billing statement including an indication of the amount due by the account holder for the previous completed purchase and an indication of an acquisition offer, in which the acquisition offer comprises a promise from a second merchant to pay at least a portion of the amount due by the account holder, and transmitting the billing statement to the account holder.
1 Citation
24 Claims
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1. A system, comprising:
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a memory storing information about customer accounts, wherein the information comprises transaction history and an account identifier; and a processor configured for determining that a user is not an existing customer of a first entity; generating an offer to the user, wherein the offer comprises the first entity paying at least a portion of a preexisting payment obligation of the user to a second entity from one or more previous transactions in exchange for the user agreeing to become a customer of the first entity; and transmitting the offer electronically to the user. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 22)
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13. A non-transitory machine-readable medium comprising a plurality of machine-readable instructions which when executed by one or more processors of a server are adapted to cause the server to perform a method comprising:
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determining that a user is not an existing customer of a first entity; generating an offer to the user, wherein the offer comprises the first entity paying at least a portion of a preexisting payment obligation of the user to a second entity from one or more previous transactions in exchange for the user agreeing to become a customer of the first entity; and transmitting the offer electronically to the. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 23)
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21. A method, comprising:
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determining, electronicall by a processor of a service provider, that a user is not an existing customer of a first entity; generating, electronically by the processor, an offer to the user, wherein the offer comprises the first entity paying at least a portion of a preexisting payment obligation of the user to a second entity from one or more previous transactions in exchange for the user agreeing to become a customer of the first entity; and transmitting, electronically by the processor, the offer electronically to the user. - View Dependent Claims (24)
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Specification