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Billing statement customer acquisition system

  • US 8,589,220 B2
  • Filed: 03/30/2012
  • Issued: 11/19/2013
  • Est. Priority Date: 12/01/1997
  • Status: Expired due to Fees
First Claim
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1. A system, comprising:

  • a memory storing information about customer accounts, wherein the information comprises transaction history and an account identifier; and

    a processor configured fordetermining that a user is not an existing customer of a first entity;

    generating an offer to the user, wherein the offer comprises the first entity paying at least a portion of a preexisting payment obligation of the user to a second entity from one or more previous transactions in exchange for the user agreeing to become a customer of the first entity; and

    transmitting the offer electronically to the user.

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