Value token conversion
First Claim
Patent Images
1. A server computer apparatus comprising a processor and a non-transitory computer-readable storage medium, comprising code executable by the processor for implementing a method comprising:
- obtaining value token image data associated with an image of a value token, the value token image data being derived from an image of the value token obtained from a scanning device;
initiating verification of the value token;
providing a temporary use account identifier correlated with the value token;
sending the temporary use account identifier to a user, wherein the user thereafter uses the temporary use account identifier to conduct a transaction; and
settling the value token after sending the temporary use account identifier and after the user uses the temporary use account identifier.
1 Assignment
0 Petitions
Accused Products
Abstract
A method is disclosed. The method includes obtaining value token image data associated with the image of the value token, the value token image data being derived from an image of the value token obtained from a scanning device. The method also includes initiating verification of the value token. The method may also include (i) providing a temporary use account identifier correlated with the value token; and sending the temporary use account identifier to a user; or (ii) increasing the value of a prepaid account.
-
Citations
22 Claims
-
1. A server computer apparatus comprising a processor and a non-transitory computer-readable storage medium, comprising code executable by the processor for implementing a method comprising:
-
obtaining value token image data associated with an image of a value token, the value token image data being derived from an image of the value token obtained from a scanning device; initiating verification of the value token; providing a temporary use account identifier correlated with the value token; sending the temporary use account identifier to a user, wherein the user thereafter uses the temporary use account identifier to conduct a transaction; and settling the value token after sending the temporary use account identifier and after the user uses the temporary use account identifier. - View Dependent Claims (2, 3, 4, 21, 22)
-
-
5. A method comprising:
-
obtaining value token image data associated with an image of a value token, the value token image data being derived from an image of the value token obtained from a scanning device; initiating verification of the value token image data; providing a temporary use account identifier correlated with the value token; sending the temporary use account identifier to a user, wherein the user thereafter uses the temporary use account identifier to conduct a transaction; and settling the value token after sending the temporary use account identifier and after the user uses the temporary use account identifier. - View Dependent Claims (6, 7, 8)
-
-
9. A scanning device, comprising:
-
a processor; an imaging device capable of capturing images; and a non-transitory computer-readable medium coupled to the processor, the non-transitory computer-readable medium comprising code executable by the processor for implementing a method comprising; capturing an image of a value token; generating value token image data for the image of the value token; transmitting the value token image data; and receiving a temporary use account identifier, wherein the temporary use account identifier is correlated with the value token, wherein the temporary use account identifier is thereafter used to conduct a transaction, and further wherein the value token is settled after receiving the temporary use account identifier and after the temporary use account identifier is used to conduct the transaction. - View Dependent Claims (10, 11, 12, 13)
-
-
14. A method comprising:
-
capturing an image of a value token using an imaging device in a scanning device; generating value token image data for the image of the value token; transmitting the value token image data; and receiving a temporary use account identifier, wherein the temporary use account identifier is correlated with the value token, wherein the temporary use account identifier is thereafter used to conduct a transaction, and further wherein the value token is settled after receiving the temporary use account identifier and after the temporary use account identifier is used to conduct the transaction. - View Dependent Claims (15, 16, 17)
-
-
18. A method comprising:
-
capturing an image of a value token using an imaging device in a scanning device; generating value token image data for the image of the value token; transmitting the value token image data to a server computer; and receiving a notification that a prepaid account has increased in value before the value token is settled. - View Dependent Claims (19, 20)
-
Specification