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Inter-network financial service

  • US 8,595,100 B2
  • Filed: 08/31/2009
  • Issued: 11/26/2013
  • Est. Priority Date: 06/28/2001
  • Status: Active Grant
First Claim
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1. A method, comprising:

  • receiving, by a payment service provider system comprising one or more computers and associated with a first payment service provider, a request to make a payment on behalf of a payer to a payee, wherein the first payment service provider supports a first payment network within a plurality of payment networks, wherein a respective plurality of payers and payees is associated with each of the plurality of payment networks, and wherein the payer is associated with the first payment network and the payee is not associated with the first payment network;

    identifying, by the payment service provider system, a second payment network within the plurality of payment networks, wherein the payee is associated with the second payment network; and

    transmitting, by the payment service provider system to a second payment service provider associated with the second payment network, a payment instruction to make the payment to the payee.

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