System and method for enrolling in a biometric system

• US 8,595,800 B1
• Filed: 06/11/2012
• Issued: 11/26/2013
• Est. Priority Date: 09/21/2001
• Status: Active Grant

• Current Assignee: International Business Machines Corporation
• Original Assignee: Open Invention Network LLC
• Inventors: Robinson, Timothy L., Schildt, Bradford R., Goff, Tennille V., Corwin, Daniel J.
• Primary Examiner(s): McNally, Michael S
• Application Number:
  US13/493,600
• Time in Patent Office: 533 Days
• Field of Search: 726/4, 713/186
• US Class Current: 726/4
• CPC Class Codes: G06F 16/9535 Search customisation based on user profiles and personalisation
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G07C 2209/02 Access control comprising means for the enrolment of users
• CPC Class Codes: G07C 9/257 electronically G07C9/26 takes precedence
• CPC Class Codes: G07C 9/27 with central registration
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04L 63/10 for controlling access to devices or network resources

Abstract

A system and method for enrolling in a biometric authorization system. A system user may be authorized to enroll by providing biometric data from both his person and a third party token.

Claims

1. A method for enrolling a user in a biometric authorization system, the method comprising:

receiving, from a first biometric input device enabled to acquire biometric data stored on a token, a token biometric sample;

receiving, from a second biometric input device enabled to acquire biometric data via a live biometric scan of an individual, a live biometric sample;

comparing said received token biometric sample with said received live biometric sample;

in response to said received live biometric sample matching said received token biometric sample, storing in a user record a new biometric sample, the new biometric sample being a composite of at least a portion of the received live biometric data and at least a portion of the received token biometric data;

associating with the user record an integrity rating, said integrity rating indicating an evaluated integrity of the token, wherein the evaluated integrity of the token is based on a token source, a token generation process, and a token generation location; and

granting the user a level of access to the biometric authorization system based upon the associating of the user record with the integrity rating.

2. The method of claim 1, further comprising receiving a user identification code.

3. The method of claim 1, wherein said biometric data is one or more of a fingerprint, an iris scan, a facial scan, a voice scan, a retinal scan, a hand architecture, and a DNA sample.

4. The method of claim 1, further comprising authorizing a request for a financial transaction.

5. The method of claim 1, further comprising authorizing a request for an age-verification transaction.

6. The method of claim 1, further comprising authorizing a request for an identity verification transaction.

7. The method of claim 1, wherein said user record is located at one or more of a database and a token.

8. The method of claim 1, further comprising receiving additional information from one or more of a biometric token, magnetic ink character recognition data reader, a barcode reader, a digital scanner, a manual input device, a radio frequency identification device, an embedded data chip reader, a magnetic stripe reader, optical character recognition device and a database.

9. The method of claim 1, further comprising receiving additional information including one or more of a user name, a user address, a user phone number, a user email address, a user social security number, user age information, a user identification number, a government-issued identification number, user financial account information, and biometric token information.

10. The method of claim 9, further comprising storing at least part of said additional information in said user record.

11. The method of claim 1, further comprising storing a recording of one or more of said user, a system operator, and an enrollment event.

12. The method of claim 11, wherein said recording includes one or more of an image and a video recording.

13. The method of claim 12, further comprising comparing said image to a registered image.

14. The method of claim 13, wherein said registered image is retrieved from a database.

15. The method of claim 1, further comprising receiving a live video transmission of said enrolling.

16. The method of claim 1, further comprising limiting user access to said biometric authorization system until said received token biometric sample is evaluated by one or more of an automated system process, a third party, and a system operator.

17. The method of claim 16, wherein said system operator is at a remote location.

18. The method of claim 1, wherein said comparing is performed at one or more of a local biometric device and a database.