Loan screening
First Claim
Patent Images
1. A system comprising:
- a supplier requirements database stored in a memory device, the supplier requirements database containing information on one or more pre-determined criteria to match against borrower application data;
an extraction module that;
monitors the borrower application data as the borrower application data is entered against a pre-determined set of conditions,after a pre-determined event associated with the pre-determined set of conditions and unrelated to a completion of an associated loan application, compares the monitored borrower application data to the pre-determined criteria in the supplier requirements database to determine a match,extracts at least a portion of the borrower application data based on the match, andtransmits the extracted data to a product identifier;
a supplier products database stored in a memory device, the supplier products database containing information on one or more supplier products; and
a product identifier that evaluates the extracted data received from the extraction module to identify the one or more supplier products stored in the supplier products database, and if a supplier product is identified, transmits the identified supplier product to a client device associated with the extraction module.
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Abstract
A loan screening system and methods are described. One method includes monitoring loan application data as it is entered into a client application, extracting loan application data from the monitored data in accordance with a first pre-determined criteria, matching the extracted data against supplier products and displaying one or more of the matching supplier products within a client application interface.
144 Citations
22 Claims
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1. A system comprising:
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a supplier requirements database stored in a memory device, the supplier requirements database containing information on one or more pre-determined criteria to match against borrower application data; an extraction module that; monitors the borrower application data as the borrower application data is entered against a pre-determined set of conditions, after a pre-determined event associated with the pre-determined set of conditions and unrelated to a completion of an associated loan application, compares the monitored borrower application data to the pre-determined criteria in the supplier requirements database to determine a match, extracts at least a portion of the borrower application data based on the match, and transmits the extracted data to a product identifier; a supplier products database stored in a memory device, the supplier products database containing information on one or more supplier products; and a product identifier that evaluates the extracted data received from the extraction module to identify the one or more supplier products stored in the supplier products database, and if a supplier product is identified, transmits the identified supplier product to a client device associated with the extraction module. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A method comprising:
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monitoring, by a first processor executing an extraction process, loan application data as the loan application data is entered into a client application by a user against a pre-determined set of conditions, the client application associated with a client computer; determining, by the first processor, an event associated with the pre-determined set of conditions has occurred, the event unrelated to a completion of an associated loan application; after the event, comparing, by the first processor, the loan application data to one or more pre-determined criteria to determine a match; extracting, by the first processor, at least a portion of the loan application data from the monitored data based on the match; transmitting, by the first processor, the extracted data to a product matching process, matching, by a second processor executing a matching process, the extracted data against one or more supplier products; and displaying one or more of the matching supplier products within an interface of the client application as displayed on the client computer. - View Dependent Claims (17, 18, 19, 20, 21, 22)
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Specification