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Automated transaction machine

  • US 8,600,890 B2
  • Filed: 10/31/2007
  • Issued: 12/03/2013
  • Est. Priority Date: 05/10/1996
  • Status: Expired due to Fees
First Claim
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1. An integrated banking and transaction system for use by a consumer to purchase access to retail automated teller machine services, comprising:

  • an automated teller machine;

    a user interface to the automated teller machine;

    an identification device for identifying the user to the automated teller machine;

    network services including radio communication services to the automated teller machine that use encryption services and security services to provide the user access to the user interface and retail automated teller machine services; and

    access to the automated teller machine user interface whereupon the consumer may selectively dispense cash using the integrated banking and transaction machine providing the retail automated teller machine services;

    wherein the consumer can purchase access to the retail automated teller machine services through use of the user interface and the radio communication services.

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