Method and system to manage multiple party rewards using a single account and artificial intelligence
First Claim
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1. A non-transitory computer-readable memory storing instructions configured so that when executed by a processor the instructions direct the processor to perform a method, the method comprising:
- storing, in a memory element for at least one specially-programmed general purpose computer;
a transaction history for the account with respect to a business entity, andan incentive regarding the business entity previously offered to the account,wherein the transaction history includes at least one of;
a transaction involving the business entity and the account, ora transaction involving the business entity and a sub-account of the account;
determining, using a processor in the at least one specially-programmed general purpose computer, a metric;
generating, using the processor and based on the transaction history and the metric, a desired transaction involving a holder of the account and the business entity;
generating an incentive, using the processor, based on an artificial intelligence program (AIP), the transaction history, and the metric; and
transmitting, using an interface element for the at least one specially-programmed general purpose computer, the desired transaction and the incentive for presentation to the holder of the account.
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Abstract
Systems and methods for storing a transaction history with respect to a business entity, and an incentive regarding a business entity, previously offered to an account. A desired transaction involving a holder of the account and the business entity may be generated based on the transaction history and a metric. An incentive may be generated based on an artificial intelligence program (AIP), the transaction history, and the metric. The desired transaction and the incentive may be transmitted for presentation to a holder of the account.
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Citations
20 Claims
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1. A non-transitory computer-readable memory storing instructions configured so that when executed by a processor the instructions direct the processor to perform a method, the method comprising:
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storing, in a memory element for at least one specially-programmed general purpose computer; a transaction history for the account with respect to a business entity, and an incentive regarding the business entity previously offered to the account, wherein the transaction history includes at least one of; a transaction involving the business entity and the account, or a transaction involving the business entity and a sub-account of the account; determining, using a processor in the at least one specially-programmed general purpose computer, a metric; generating, using the processor and based on the transaction history and the metric, a desired transaction involving a holder of the account and the business entity; generating an incentive, using the processor, based on an artificial intelligence program (AIP), the transaction history, and the metric; and transmitting, using an interface element for the at least one specially-programmed general purpose computer, the desired transaction and the incentive for presentation to the holder of the account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A non-transitory computer-readable memory storing instructions configured so that when executed by a processor the instructions direct the processor to perform a method, the method comprising:
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storing, in a memory element for at least one specially-programmed general purpose computer; a transaction history for the account with respect to a business entity, and an incentive regarding the business entity previously offered to the account; determining, using a processor in the at least one specially-programmed general purpose computer, a metric; identifying, using the processor, a wireless communications device (WCD); determining, using the processor, that the WCD is eligible to receive an order initiation offer; generating, using the processor an artificial intelligence program (AIP), at least one executable; generating, using the processor and the at least one first executable, an order initiation offer, wherein generating the order initiation offer comprises; generating, using the processor and based on the transaction history and the metric, a desired transaction involving a holder of the account and the business entity; generating an incentive, using the processor, based on the AIP, the transaction history, and the metric; and transmitting, using an interface element for the at least one specially-programmed general purpose computer, the order initiation offer to the WCD. - View Dependent Claims (17, 18, 19, 20)
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Specification