Systems and methods for automated transactions processing
First Claim
Patent Images
1. A system for transacting business between a customer and a business, the system comprising:
- a server used by the business and being accessible by the customer, wherein the business is a reinsurer and the customer is an insurer; and
a customer account stored on the server, the customer account having access to internal records of the reinsurer associated with the customer account on the server, wherein the server includes automated instructions that, when executed by the server, allow the customer to use a computer graphical user interface to offset a payment due to the reinsurer from the insurer with one or more payments due from the reinsurer to the insurer,wherein the automated instructions are adapted to present, on the computer graphical user interface for view and use by the customer, a list of debits indicating payments from the reinsurer to the insurer and credits indicating payments from the insurer to the reinsurer,wherein the debits and the credits are associated with more than one insurance policy between the insurer and the reinsurer, andwherein, a processor at the server uses the list of the debits and the credits to offset the payment due from the insurer to the reinsurer with the payment due from the reinsurer to the insurer.
2 Assignments
0 Petitions
Accused Products
Abstract
Systems and methods are disclosed for processing transactions between a customer and a business. An exemplary system includes a server used by the business and being accessible by the customer, and a customer account associated with the customer housed on the server. The customer account includes automated instructions that allow the customer to advise the business of an upcoming payment for an upcoming event, to request a payment from the business from a previous event, or to pair a payment with one or more upcoming events.
-
Citations
16 Claims
-
1. A system for transacting business between a customer and a business, the system comprising:
-
a server used by the business and being accessible by the customer, wherein the business is a reinsurer and the customer is an insurer; and a customer account stored on the server, the customer account having access to internal records of the reinsurer associated with the customer account on the server, wherein the server includes automated instructions that, when executed by the server, allow the customer to use a computer graphical user interface to offset a payment due to the reinsurer from the insurer with one or more payments due from the reinsurer to the insurer, wherein the automated instructions are adapted to present, on the computer graphical user interface for view and use by the customer, a list of debits indicating payments from the reinsurer to the insurer and credits indicating payments from the insurer to the reinsurer, wherein the debits and the credits are associated with more than one insurance policy between the insurer and the reinsurer, and wherein, a processor at the server uses the list of the debits and the credits to offset the payment due from the insurer to the reinsurer with the payment due from the reinsurer to the insurer. - View Dependent Claims (2, 3, 4, 5, 6, 7)
-
-
8. A system for transacting business between a customer and a business, the system comprising:
-
a server used by the business and being accessible by the customer, wherein the business is a reinsurer and the customer is an insurer; and a customer account stored on the server, the customer account being configured to permit access to individual records associated with the customer account, the customer account having at least one associated process executable by the server, wherein the server includes automated instructions that are adapted to present, on a computer graphical user interface for view and use by the customer, a list of debits indicating payments from the reinsurer to the insurer and credits indicating payments from the insurer to the reinsurer, wherein the debits and credits are associated with more than one insurance policy between the insurer and the reinsurer, and wherein, a processor at the server uses the list of the debits and the credits to offset a payment due from the insurer to the reinsurer with a payment due from the reinsurer to the insurer. - View Dependent Claims (9, 10, 11, 12)
-
-
13. A method of transacting business between a customer and a business, the method comprising:
-
accessing, through a server used by the business, an existing customer account, including internal records of the business, wherein the business is a reinsurer and the customer is an insurer; accessing, through the server, a computer graphical user interface that displays a list of debits indicating payments from the reinsurer to the insurer and credits indicating payments from the insurer to the reinsurer, wherein the debits and the credits are associated with more than one insurance policy, and using the list of the debits and the credits to instruct the server, through a computer communicatively coupled to the server, to offset a payment due from the insurer to the reinsurer with a payment due from the reinsurer to the insurer. - View Dependent Claims (14, 15, 16)
-
Specification