Method, system, and computer program product for the authentication of multiple users in a common session

• US 8,607,060 B1
• Filed: 03/06/2012
• Issued: 12/10/2013
• Est. Priority Date: 07/17/2003
• Status: Active Grant

• Current Assignee: United Services Automobile Association
• Original Assignee: United Services Automobile Association
• Inventors: Stewart, Christopher Scott, Thibodeaux, Pamela Ann, Stewart, Bonnie Rose
• Primary Examiner(s): Blair, April Y
• Application Number:
  US13/412,811
• Time in Patent Office: 644 Days
• Field of Search: 713/182, 713/150, 713/155, 713/183, 235/379, 380/255, 705/4, 705/67, 705/72, 709/225, 709/229, 715/224, 726/3, 726/4, 726/5, 726/6, 726/7, 726/28, 726/29
• US Class Current: 713/182
• CPC Class Codes: G06F 21/31 User authentication
• CPC Class Codes: G06Q 20/3674 involving authentication
• CPC Class Codes: G06Q 20/4012 Verifying personal identification numbers [PIN]
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: H04L 63/08 for authentication of entities cryptographic mechanisms or cryptographic arrangements for entity authentication H04L9/32

Abstract

A first information handling system (“IHS”) receives identification information of a first user of a second IHS. The first IHS initiates a network session in response to authenticating the identification information of the first user. Within the network session, the first IHS receives identification information of a second user of the second IHS. The first IHS authenticates the identification information of the second user.

Claims

1. A method of multiple user authentication and common information provision, comprising:

receiving, by a first information handling system (“

IHS”

), identification information of a first user of a second IHS, wherein the identification information of the first user is input by the first user via an online insurance request form provided by an insurance provider;

initiating, by the first IHS, a network session between the first IHS and the second IHS in response to authenticating the identification information of the first user;

receiving, during the network session by the first IHS, financial information of the first user and associating the financial information of the first user with a financial transaction for the first user and a second user;

receiving, during the network session by the first IHS, identification information of the second user of the second IHS, the second user being a party to the financial transaction with the first user, wherein the identification information of the second user is input by the second user via an online insurance request form provided by the insurance provider;

authenticating, by the first IHS, the identification information of the second user;

determining, during the network session by the first IHS, that the second user is involved in the financial transaction and that the second user and the first user share common financial information that is used during the financial transaction associated with the network session;

pre-filling the online insurance request form with the common financial information; and

outputting, during the network session by the first IHS to the second IHS, the pre-filled online insurance request form to the second user of the second IHS.

2. The method of claim 1, further comprising:

receiving, during the network session by the first IHS, financial information of the second user, wherein the financial information of the second user includes the common financial information.

3. The method of claim 1, further comprising:

receiving, by the first IHS, an inquiry from the first user about the financial transaction.

4. The method of claim 1, wherein the common financial information comprises a home address of the first user and the second user.

5. The method of claim 3, wherein the inquiry from the first user about the financial transaction comprises a request for an insurance policy.

6. The method of claim 1, wherein the financial transaction document comprises a form.

7. The method of claim 6, wherein the form comprises an application.

8. A system for multiple user authentication and common information provision, comprising:

a first information handling system (“

IHS”

) comprising a first IHS non-transitory computer readable storage medium located on a storage device that is coupled to the first IHS;

a second IHS coupled to the first IHS through a network, wherein the first IHS non-transitory computer-readable storage medium comprises computer readable instruction for;

receiving identification information of a first user from the second IHS, wherein the identification information of the first user is input by the first user via an online insurance request form provided by an insurance provider;

initiating a network session between the first IHS and the second IHS through the network in response to authenticating the identification information of the first user;

receiving, during the network session, financial information of the first user from the second IHS and associating the financial information of the first user with a financial transaction for the first user and a second user;

receiving, during the network session, identification information of the second user from the second IHS, the second user being a party to the financial transaction with the first user, wherein the identification information of the second user is input by the second user via an online insurance request form provided by the insurance provider;

authenticating the identification information of the second user;

determining, during the network session, that the second user is involved in the financial transaction and that the second user and the first user share common financial information that is used during the financial transaction associated with the network session;

pre-filling the online insurance request form with the common financial information; and

outputting, during the network session by the first IHS to the second INS, the pre-filled online insurance request form to the second user of the second IHS.

9. The system of claim 8, wherein the first IHS non-transitory computer-readable storage medium further comprises computer-readable instruction for:

receiving, during the network session, financial information of the second user from the second IHS, wherein the financial information of the second user includes the common financial information.

10. The system of claim 8, wherein the first IHS non-transitory computer-readable storage medium further comprises computer-readable instruction for:

receiving, from the second IHS, an inquiry from the first user about the financial transaction.

11. The system of claim 8, wherein the common financial information comprises a home address of the first user and the second user.

12. The system of claim 10, wherein the inquiry from the first user about the financial transaction comprises a request for an insurance policy.

13. The system of claim 8, wherein the financial transaction document comprises a form.

14. The system of claim 13, wherein the form comprises an application.

15. A non-transitory computer-readable storage medium for multiple user authentication and common information provision, the computer-readable medium comprising computer-readable medium instruction that are processable by a first information handling system (“

IHS”

) to;

receive identification information of a first user of a second IHS, wherein the identification information of the first user is input by the first user via an online insurance request form provided by an insurance provider;

initiate a network session between the first IHS and the second IHS in response to authenticating the identification information of the first user;

receive, during the network session, financial information of the first user and associate the financial information of the first user with a financial transaction for the first user and a second user;

receive, during the network session, identification information of the second user of the second IHS, the second user being a party to the financial transaction with the first user, wherein the identification information of the second user is input by the second user via an online insurance request form provided by the insurance provider; and

authenticate the identification information of the second user;

determine, during the network session, that the second user is involved in the financial transaction and that the second user and the first user share common financial information that is used during the financial transaction associated with the network session;

pre-fill the online insurance request form with the common financial information; and

output, during the network session by the first IHS to the second IHS, the pre-filled online insurance request form to the second user of the second IHS.

16. The non-transitory computer-readable storage medium of claim 15, wherein the non-transitory computer-readable storage medium further comprises computer-readable instruction that are processable by the first IHS to:

receive, during the network session, financial information of the second user, wherein the financial information of the second user includes the common financial information.

17. The non-transitory computer-readable storage medium of claim 15, wherein the non-transitory computer-readable storage medium further comprises computer-readable instruction that are processable by the first IHS to:

receive an inquiry from the first user through the second IHS about the financial transaction.

18. The non-transitory computer-readable storage medium of claim 15, wherein the common financial information comprises a home address of the first user and the second user.

19. The non-transitory computer-readable storage medium of claim 17, wherein the inquiry from the first user about the financial transaction comprises a request for an insurance policy.

20. The non-transitory computer-readable storage medium of claim 15, wherein the financial transaction document comprises a form.