Method of packaging financial transaction instruments, particularly stored value cards

• US 8,613,389 B2
• Filed: 09/28/2007
• Issued: 12/24/2013
• Est. Priority Date: 09/28/2007
• Status: Active Grant

• Current Assignee: IDEMIA France (Advent International Corporation)
• Original Assignee: Oberthur Technologies SA (Advent International Corporation)
• Inventors: Payne, Anthony L.
• Primary Examiner(s): Mai, Thien T
• Application Number:
  US11/863,697
• Publication Number:
  US 20090084839A1
• Time in Patent Office: 2,279 Days
• Field of Search: 235/493, 235/375, 235/380, 235/392, 235/382, 235/379, 235/486, 235/487, 209/552, 209/583
• US Class Current: 235/380
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

A method of packaging financial transaction instruments includes preparing a batch of cards, where each card is provided with a first piece of machine readable information, and where the cards in the batch are in an order. A batch of packaging blanks is prepared, where each packaging blank is provided with a second piece of machine readable information. Each packaging blank is provided with a third piece of machine readable information, which is recorded onto a magnetic stripe carried by the packaging blank. A card is picked from a first ordinal position in the batch of prepared cards. A packaging blank is picked from a position, corresponding to the first ordinal position, in the batch of prepared packaging blanks. The picked card in the picked packaging blank is enclosed if and only if a matching condition is verified between the first and second pieces of information is verified.

Claims

1. A method of packaging financial transaction instruments performed by an apparatus for preparing and joining packaging blanks and cards, the method comprising the following steps:

a) a step of preparing a batch of cards in a dispenser, wherein each card has a first piece of machine readable information, and wherein the cards in the batch are in a first order;

b) a step of preparing a batch of packaging blanks, wherein a recording device provides each packaging blank with a second piece of machine readable information;

c) a step wherein another recording device provides each packaging blank with a third piece of machine readable information which is recorded onto a magnetic stripe carried by said packaging blank such that the third piece of information is destroyed upon opening the packaging blank,

the third piece of information being at least part of an activation code of a corresponding card,

wherein the packaging blanks are ordered in a second order, such that when a first packaging blank is at an ordinal position preceding an ordinal position of a second packaging blank in said second order, a first card corresponding to the first packaging blank is at an ordinal position preceding an ordinal position of a second card corresponding to the second packaging blank in the first order;

d) a step of picking, by way of a card picking device, a card from a first ordinal position in the batch of prepared cards;

e) a step of picking, by way of a packaging blank picking device, a packaging blank from a position, corresponding to said first ordinal position, in the batch of prepared packaging blanks;

f) a step of reading via a card reader the first piece of information from the card, and the second piece of information from the packaging blank, the second piece of information being in the form of a bar code that identifies the card for which the packaging blank is prepared;

g) a step of verifying via a controller device a matching condition between the first piece of information and the second piece of information to check that the card corresponds to the packaging blank; and

h) a step of enclosing the picked card in the picked packaging blank via a joining device if and only if said matching condition is verified,

wherein the package blank is folded before step c, and opened before step h, and

wherein the third piece of information is not viewable after the packaging blank has been folded.

2. The method of claim 1, wherein the first piece of information is an identification number, unique at least within the batch of cards.

3. The method of claim 1, wherein the prepared packaging blank is opened after step c.

4. The method of claim 1, wherein step c is carried out after step h.

5. The method of claim 4, wherein the second piece of information is in the form of a bar code, which identifies the card for which the packaging blank is intended.

6. The method of claim 1, wherein, during step h, the card is fully enclosed in the folded packaging blank.

7. The method of claim 6, wherein a service-access information carried on the card is unviewable after the packaging blank has been folded and sealed.

8. The method of claim 7, wherein all the information carried on the card is unviewable after the packaging blank has been folded and sealed.

9. The method of claim 1, wherein an edge of the packaging configured to align the packaging with the recording apparatus during step c is configured to align the packaging with a reader of the third piece of information.

10. The method of claim 1, wherein said corresponding ordinal position is identical to said given ordinal position.

11. The method of claim 1, wherein the second piece of information and the third piece of information are a same piece of information.

12. The method of claim 5, wherein, during step h, the card is fully enclosed in the packaging blank.

13. The method according to claim 1, further comprising:

accessing, via a control computer, a computer-readable table having data stored therein associating each card of the batch with a packaging blank, wherein the first order corresponds to the order of the cards in the table and the second order corresponds to the order of the packaging blanks in the table.