Systems and methods for providing a real estate and rental marketplace
First Claim
1. A method for providing a real estate marketplace, the method comprising:
- providing a computer having a processor and memory;
receiving financial information about a buyer;
determining, using the processor, whether the buyer is pre-qualified for a mortgage based at least in part the buyer'"'"'s financial information;
determining, using the processor, whether the buyer is pre-qualified for homeowner'"'"'s insurance up to a selected amount based at least in part the buyer'"'"'s financial information;
thereafter, receiving buyer preference criteria;
determining, using the processor, a listing of homes for sale for which the buyer is pre-qualified for the mortgage and for the homeowner'"'"'s insurance up to the selected amount and that matches the buyer preference criteria; and
providing the matched listing of homes to the buyer.
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0 Petitions
Accused Products
Abstract
An environment provided by a financial entity in which buyers and sellers may be brought together to initiate and complete a transaction for the purchase of a property for sale or rental. The environment enables sellers to list items together with relevant information that buyers may need to understand the item. Buyers may apply for financing, insurance or other related services to receive approval to purchase properties. A mechanism by which the seller and buyer may communicate enables a negotiation process, scheduling and other processes associated with the sale or rental. After an agreement is reached between the buyer and seller, components associated with the environment, such property and casualty and banking may complete the necessary paperwork, etc. to close the deal.
65 Citations
20 Claims
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1. A method for providing a real estate marketplace, the method comprising:
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providing a computer having a processor and memory; receiving financial information about a buyer; determining, using the processor, whether the buyer is pre-qualified for a mortgage based at least in part the buyer'"'"'s financial information; determining, using the processor, whether the buyer is pre-qualified for homeowner'"'"'s insurance up to a selected amount based at least in part the buyer'"'"'s financial information; thereafter, receiving buyer preference criteria; determining, using the processor, a listing of homes for sale for which the buyer is pre-qualified for the mortgage and for the homeowner'"'"'s insurance up to the selected amount and that matches the buyer preference criteria; and providing the matched listing of homes to the buyer. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A non-transitory computer-readable storage medium comprising a plurality of computer-readable instructions tangibly embodied on the computer-readable storage medium, which, when executed by a data processor, provide a real estate marketplace, the plurality of instructions comprising:
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instructions that cause the data processor to receive financial information about a buyer; instructions that cause the data processor to determine whether the buyer is pre-qualified for a mortgage based at least in part the buyer'"'"'s financial information; instructions that cause the data processor to determine whether the buyer is pre-qualified for homeowner'"'"'s insurance up to a selected amount based at least in part the buyer'"'"'s financial information; instructions that cause the data processor to thereafter receive buyer preference criteria; instructions that cause the data processor to determine a listing of homes for sale for which the buyer is pre-qualified for the mortgage and for the homeowner'"'"'s insurance up to the selected amount and that matches the buyer preference criteria; and instructions that cause the data processor to provide the matched listing of homes to the buyer. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A system for providing a real estate marketplace, the system comprising:
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a memory; and a processor disposed in communication with the memory and configured to issue processing instructions stored in the memory to; receive financial information about a buyer; determine whether the buyer is pre-qualified for a mortgage based at least in part the buyer'"'"'s financial information; determine whether the buyer is pre-qualified for homeowner'"'"'s insurance up to a selected amount based at least in part the buyer'"'"'s financial information; thereafter receive buyer preference criteria; determine a listing of homes for sale for which the buyer is pre-qualified for the mortgage and for the homeowner'"'"'s insurance up to the selected amount and that matches the buyer preference criteria; and provide the matched listing of homes to the buyer. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification