System and method for a baseband nearfield magentic stripe data transmitter
First Claim
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1. A system for a baseband near field magnetic stripe data transmitter comprising:
- a mobile phone comprising a payment wallet application and being configured to transmit a stream of pulses comprising magnetic stripe data of a payment card;
a magnetic stripe transmission (MST) device comprising a driver and an inductor, wherein the MST device is configured to receive the stream of pulses from the mobile phone, to amplify and shape the received stream of pulses and to generate and emit high energy magnetic pulses comprising the magnetic stripe data;
wherein the emitted high energy magnetic pulses are configured to be picked up remotely by a magnetic read head; and
wherein the inductor comprises one or more windings, at wherein said one or more windings are configured to generate magnetic flux lines that are spread over a large enough area dimensioned to include a sensing aperture of the magnetic read head and to generate an inductance value that is configured to cause properly timed current pulses to reach their maximum value and thereby to cause maximum induced voltage in the magnetic react head.
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Abstract
The present invention describes a system and a method for a baseband near-field magnetic stripe data transmitter (MST) device that transmits payment card data from a smart-phone, or other electronic device, into a Point of Sale (POS) transaction terminal. The MST device includes a driver and an inductor. The MST receives magnetic stripe data comprising payment card data, processes the received magnetic stripe data and emits high energy magnetic pulses comprising the processed magnetic stripe data that are then received remotely by the magnetic stripe reader of the POS.
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Citations
28 Claims
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1. A system for a baseband near field magnetic stripe data transmitter comprising:
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a mobile phone comprising a payment wallet application and being configured to transmit a stream of pulses comprising magnetic stripe data of a payment card; a magnetic stripe transmission (MST) device comprising a driver and an inductor, wherein the MST device is configured to receive the stream of pulses from the mobile phone, to amplify and shape the received stream of pulses and to generate and emit high energy magnetic pulses comprising the magnetic stripe data; wherein the emitted high energy magnetic pulses are configured to be picked up remotely by a magnetic read head; and wherein the inductor comprises one or more windings, at wherein said one or more windings are configured to generate magnetic flux lines that are spread over a large enough area dimensioned to include a sensing aperture of the magnetic read head and to generate an inductance value that is configured to cause properly timed current pulses to reach their maximum value and thereby to cause maximum induced voltage in the magnetic react head. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24)
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25. A magnetic stripe transmission (MST) device comprising:
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a driver; an inductor; a first magnetic read head; wherein the MST device is configured to receive magnetic stripe data comprising payment card data, to process the received magnetic stripe data and to emit high energy magnetic pulses comprising the processed magnetic stripe data; wherein the inductor is driven by a series of timed current pulses that result in a series of magnetic pulses that resemble the fluctuating magnetic field created by a moving magnetic stripe; wherein the emitted high energy magnetic pulses are configured to be picked up remotely by a second magnetic read head that is comprised in a point of sale (POS) device; and wherein the first magnetic read head of the MST device is configured to read magnetic stripe payment card data for storage in either a secure memory of the MST device or in a mobile wallet.
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26. A system for a baseband near field magnetic stripe data transmitter comprising:
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a mobile phone comprising a payment wallet application and being configured to transmit a stream of pulses comprising magnetic stripe data of a payment card; a magnetic stripe transmission (MST) device comprising a driver and an inductor, wherein the MST device is configured to receive the stream of pulses from the mobile phone, to amplify and shape the received stream of pulses and to generate and emit high energy magnetic pulses comprising the magnetic stripe data; wherein the emitted high energy magnetic pulses are configured to be picked up remotely by a magnetic read head; wherein the inductor comprises one or more windings, and wherein said one or more windings are configured to generate magnetic flux lines that are spread over a large enough area dimensioned to include a sensing aperture of the magnetic read head and to generate an inductance value that is configured to cause properly timed current pulses to reach their maximum value and thereby to cause maximum induced voltage in the magnetic read head; and wherein the one or more windings comprise rectangular shaped windings.
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27. A system for a baseband near field magnetic stripe data transmitter comprising:
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a mobile phone comprising a payment wallet application and being configured to transmit a stream of pulses comprising magnetic stripe data of a payment card; a magnetic stripe transmission (MST) device comprising a driver and an inductor, wherein the MST device is configured to receive the stream of pulses from the mobile phone, to amplify and shape the received stream of pulses and to generate and emit high energy magnetic pulses comprising the magnetic stripe data; and wherein the inductor is driven by a series of timed current pulses that result in a series of magnetic pulses that resemble the fluctuating magnetic field created by a moving magnetic stripe. - View Dependent Claims (28)
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Specification