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Biometric financial transaction system and method

  • US 8,630,932 B1
  • Filed: 08/16/2012
  • Issued: 01/14/2014
  • Est. Priority Date: 05/31/2000
  • Status: Expired due to Fees
First Claim
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1. A method, comprising:

  • receiving, at a data processing center via a first device, a first request to enable a transaction, wherein the first request includes data pertaining to a transaction between an entity and an individual who has registered with the data processing center at least a registered biometric sample, wherein the first device is operated by the entity;

    receiving, at the data processing center, a second request to enable the transaction, wherein the second request is received via a second device in short-range communication with a third device, wherein the second device enables a communication link between the third device and the data processing center and the third device is a wireless device operated by the individual;

    receiving, at the data processing center from the second device, a biometric sample, wherein the biometric sample is transmitted from the third device to the second device via short-range communication;

    comparing, at the data processing center, the biometric sample with one or more registered biometric samples to produce a successful or failed identification of the individual;

    enabling the transaction at the data processing center, based upon a successful identification of the individual and according to the data pertaining to the transaction; and

    wherein upon the successful identification of the individual, the enabling comprises at least one of;

    retrieving, at the data processing center, financial account data that the individual has registered with the data processing center and that is associated with the registered biometric sample; and

    forwarding, to the first device, the retrieved financial account data.

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