Mobile device initiated transaction
First Claim
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1. A method comprising:
- a) receiving, at a server, an alias mobile device identifier from a mobile device to initiate a transaction;
b) providing, to the mobile device and by the server in response to said receiving the alias mobile device identifier, a list of alias account identifiers associated with the alias mobile device identifier, wherein the mobile device thereafter receives a selection of one of the alias account identifiers;
c) receiving, by the server, the selected alias account identifier; and
d) processing, by the server, the transaction using the selected alias account identifier.
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Abstract
One embodiment of the invention is directed to a method including receiving an alias identifier associated with an account associated with a presenter, determining an associated trusted party using the alias identifier, sending a verification request message to the trusted party after determining the associated trusted party, and receiving a verification response message.
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Citations
16 Claims
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1. A method comprising:
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a) receiving, at a server, an alias mobile device identifier from a mobile device to initiate a transaction; b) providing, to the mobile device and by the server in response to said receiving the alias mobile device identifier, a list of alias account identifiers associated with the alias mobile device identifier, wherein the mobile device thereafter receives a selection of one of the alias account identifiers; c) receiving, by the server, the selected alias account identifier; and d) processing, by the server, the transaction using the selected alias account identifier. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A non-transitory computer readable storage medium comprising code, executable by a processor, for implementing a method comprising:
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a) receiving, at a server, an alias mobile device identifier from a mobile device to initiate a transaction; b) providing, by the server and to the mobile device in response to said receiving the alias mobile device identifier, a list of alias account identifiers associated with the alias mobile device identifier, wherein the mobile device thereafter receives a selection of one of the alias account identifiers; c) receiving, by the server, the selected alias account identifier; and d) processing, by the server, the transaction using the selected alias account identifier. - View Dependent Claims (10)
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11. A method comprising:
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a) providing an alias mobile device identifier by a mobile device to a server computer to initiate a transaction; b) receiving, at the mobile device in response to said providing the alias mobile device identifier, a list of primary account numbers or alias account identifiers associated with the alias mobile device identifier from the server computer; c) entering the selected alias account identifier into the mobile device; and d) sending the selected alias account identifier to the server computer by the mobile device, wherein the server computer thereafter processes the transaction using the selected alias account identifier. - View Dependent Claims (12, 13, 14, 15)
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16. A non-transitory computer readable storage medium comprising code, executable by a processor, for implementing a method comprising:
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a) providing an alias mobile device identifier by a mobile device to a server computer to initiate a transaction; b) receiving, at the mobile device and from the server computer in response to said providing the alias mobile device identifier, a list of alias account identifiers associated with the alias mobile device identifier; c) entering the selected alias account identifier into the mobile device; and d) sending the selected alias account identifier to the server computer, wherein the server computer thereafter processes the transaction using the selected alias account identifier.
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Specification