Mediated lending of digital items
First Claim
1. A non-transitory computer-readable storage media storing computer-readable instructions that, when executed, instruct a processor to perform acts comprising:
- determining a number of digital items lent by a user;
increasing a lending metric associated with the user based at least in part on the number of digital items lent by the user, wherein the increasing the lending metric associated with the user is based at least in part on at least one characteristic of each of the digital items lent by the user;
determining a number of digital items borrowed by the user; and
decreasing the lending metric based at least in part on the number of digital items borrowed by the user, wherein the decreasing the landing metric is based at least in part on at least one characteristic of each of the digital items borrowed by the user.
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Accused Products
Abstract
Digital items may be lent from one user to another. A lending system may facilitate matching users that have a digital item to lend with users that wish to borrow a digital item. Each user may have a reputation associated with his or her lending behavior that is represented as a lending metric. The lending metric may show whether a given user is primarily a lender or borrower of digital items. Heavy borrowers that do not engage in commensurate lending may be penalized. Multiple users that lend and borrow digital items from one another may be connected in a social network. The nature of a relationship in the social network may and the lending metrics of users are factors used to make lending decisions.
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Citations
41 Claims
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1. A non-transitory computer-readable storage media storing computer-readable instructions that, when executed, instruct a processor to perform acts comprising:
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determining a number of digital items lent by a user; increasing a lending metric associated with the user based at least in part on the number of digital items lent by the user, wherein the increasing the lending metric associated with the user is based at least in part on at least one characteristic of each of the digital items lent by the user; determining a number of digital items borrowed by the user; and decreasing the lending metric based at least in part on the number of digital items borrowed by the user, wherein the decreasing the landing metric is based at least in part on at least one characteristic of each of the digital items borrowed by the user. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 41)
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17. A computer-implemented method, comprising:
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under control of one or more processors configured with specific executable instructions, indicating availability of a digital item for borrowing from a first user who is associated with a lending metric; receiving an indication that a second user desires to borrow the digital item from the first user; facilitating lending of the digital item from the first user to the second user; and responsive to the facilitating, increasing the lending metric associated with the first user by an amount that is at least in part based on at least one characteristic of the loaned digital item. - View Dependent Claims (18, 19, 20, 21, 22, 23, 24)
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25. A non-transitory computer-readable storage media storing computer-readable instructions that, when executed, instruct a processor to perform acts comprising:
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indicating that a digital item of a first user is available for borrowing from the first user; receiving an indication that a second user desires to borrow the digital item from the first user; determining if the second user has previously borrowed the digital item from the first user or from another user; at least partly in response to determining that the second user has not previously borrowed the digital item, sending information to at least one of a device of the first user and a device of the second user related to lending of the digital item from the first user to the second user; and at least partly in response to determining that the second user has previously borrowed the digital item, at least one of; sending, to the device of the first user, information related to refraining from lending of the digital item to the second user; and refraining from indicating, in subsequent indications to the second user, that the digital item of the first user is available for borrowing. - View Dependent Claims (26, 27)
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28. A computing system comprising:
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one or more processors; memory accessible by the one or more processors; a request module stored in the memory and executable by the one or more processors to receive a request from a user to borrow a digital item; a queuing module stored in the memory and executable by the one or more processors to place the request from the user in a queue to receive a loan of the digital item; a lending module stored in the memory and executable by the one or more processors to provide the user with access to the digital item when the request from the user reaches a top of the queue; and a lending metric module stored in the memory and executable by the one or more processors to decrease a lending metric associated with the user by an amount that is at least in part based on a characteristic of the borrowed digital item when the user receives access to the digital item. - View Dependent Claims (29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40)
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Specification