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Budget management system and method

  • US 8,639,622 B1
  • Filed: 08/30/2010
  • Issued: 01/28/2014
  • Est. Priority Date: 08/31/2009
  • Status: Active Grant
First Claim
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1. A computer-implemented data processing system comprising:

  • a data storage system; and

    a processor and program logic stored in memory and executable by the processor, the program logic including;

    account management logic coupled to the data storage system and configured to manage accounts respectively associated with a plurality of users, the account management logic including account processing logic configured to process transactions for the accounts and store account data related to the accounts in the data storage device;

    budget logic coupled to the account management logic and configured to provide budget plan data including budget cash flow amounts for a user for cash withdrawals, the cash withdrawals executed via automated teller machines (ATMs);

    wherein the budget logic enables the user to access and modify the budget plan data including the budget cash flow amounts via the ATMs.

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