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First Claim
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1. A method comprising:
- triggering a notification using a notification device of a consumer, wherein the notification is triggered by placing the notification device near a portable consumer device; and
receiving the notification on the notification device,wherein the notification device belongs to the consumer and comprises a contactless receiver, a processor, a computer-readable medium, and a display,wherein the portable consumer device belongs to the consumer and is associated with an account identifier and comprises a payment device and a contactless transmitter,wherein the notification comprises dynamic data associated with the account, andwherein by placing the portable consumer device near the notification device, a signal is sent from the contactless transmitter on the portable consumer device to the contactless receiver on the notification device.
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Abstract
A method and a system that retrieves dynamic data when a notification with dynamic data is triggered. The dynamic data is associated with an account that is associated with a portable consumer device associated with a consumer. The method and system automatically send the notification with the dynamic data to a notification device, wherein the notification with the dynamic data is provided to the consumer.
400 Citations
23 Claims
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1. A method comprising:
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triggering a notification using a notification device of a consumer, wherein the notification is triggered by placing the notification device near a portable consumer device; and receiving the notification on the notification device, wherein the notification device belongs to the consumer and comprises a contactless receiver, a processor, a computer-readable medium, and a display, wherein the portable consumer device belongs to the consumer and is associated with an account identifier and comprises a payment device and a contactless transmitter, wherein the notification comprises dynamic data associated with the account, and wherein by placing the portable consumer device near the notification device, a signal is sent from the contactless transmitter on the portable consumer device to the contactless receiver on the notification device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A system comprising:
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a payment processing network for generating and storing dynamic data; and a notification server, comprising a processor and a computer-readable medium, coupled to the payment processing network, the notification server configured to; when a notification with dynamic data is triggered, retrieve the dynamic data from the payment processing network, wherein the dynamic data is associated with an account associated with a portable consumer device belonging to a consumer, wherein the portable consumer device comprises a payment device and a contactless transmitter; and send the notification with the dynamic data to a notification device belonging to the consumer, wherein the notification with dynamic data is provided to the consumer and wherein the notification device includes a contactless receiver, wherein the notification with dynamic data is triggered by placing the notification device near the portable consumer device such a contactless signal is sent from the contactless transmitter on the portable consumer device to the contactless receiver on the notification device. - View Dependent Claims (11, 12, 13, 14)
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15. A method comprising:
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when a notification with dynamic data is triggered, retrieving the dynamic data associated with an account associated with a portable consumer device belonging to a consumer; and sending the notification with the dynamic data to a notification device belonging to the consumer, wherein the notification with the dynamic data is provided to the consumer, wherein the notification device belongs to the consumer and comprises a contactless receiver, a processor, a computer-readable medium, and a display, wherein the portable consumer device comprises a payment device and a contactless transmitter, wherein the notification comprises dynamic data associated with the account, and wherein the notification is triggered by placing the notification device near the portable consumer device such a contactless signal is sent from the contactless transmitter on the portable consumer device to the contactless receiver on the notification device. - View Dependent Claims (16, 17, 18, 19, 20, 21, 22)
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23. A non-transitory computer-readable medium, executable by a processor, for performing a method comprising the steps of:
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when a notification with dynamic data is triggered, retrieving the dynamic data associated with an account associated with a portable consumer device belonging to a consumer; sending the notification with the dynamic data to a notification device belonging to the consumer, wherein the notification with the dynamic data is provided to the consumer; and wherein the notification device belongs to the consumer and comprises a contactless receiver, a processor, a computer-readable medium, and a display, wherein the portable consumer device comprises a payment device and a contactless transmitter, wherein the notification comprises dynamic data associated with the account, and wherein the notification is triggered by placing the notification device near the portable consumer device such a contactless signal is sent from the contactless transmitter on the portable consumer device to the contactless receiver on the notification device.
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Specification