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Method and system for insuring real property in wildfire prone areas

  • US 8,650,048 B1
  • Filed: 04/28/2010
  • Issued: 02/11/2014
  • Est. Priority Date: 04/28/2010
  • Status: Active Grant
First Claim
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1. A method of providing an insurance policy for a home, the method comprising:

  • providing a computer having a processor;

    deploying a plurality of sensors in a vicinity of the home;

    receiving data from the plurality of sensors, wherein the data comprises information related to environmental factors associated with the home;

    transmitting the information related to the environmental factors to the computer;

    computing, by the processor, a fire risk associated with the home using the information; and

    computing, by the processor, an insurance premium for the insurance policy using the computed fire risk;

    wherein the insurance premium is valid for a period of time less than a month in duration.

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