×

System and method for payment card industry enterprise account number elimination

  • US 8,651,374 B2
  • Filed: 06/02/2009
  • Issued: 02/18/2014
  • Est. Priority Date: 06/02/2008
  • Status: Active Grant
First Claim
Patent Images

1. A system for providing payment card industry enterprise account number elimination, comprising:

  • a vault infrastructure in communication with client facing applications, the vault infrastructure having programming for receiving a credit card number; and

    a credit card authorization system in communication with the client facing applications;

    wherein the vault infrastructure is operable to;

    substitute in real-time a token id for the credit card number upon receipt of the credit card number from a customer and prior to communication with the credit card authorization system; and

    cause the token id to be used by the applications in lieu of the credit card number.

View all claims
  • 18 Assignments
Timeline View
Assignment View
    ×
    ×