System and method for payment card industry enterprise account number elimination
First Claim
Patent Images
1. A system for providing payment card industry enterprise account number elimination, comprising:
- a vault infrastructure in communication with client facing applications, the vault infrastructure having programming for receiving a credit card number; and
a credit card authorization system in communication with the client facing applications;
wherein the vault infrastructure is operable to;
substitute in real-time a token id for the credit card number upon receipt of the credit card number from a customer and prior to communication with the credit card authorization system; and
cause the token id to be used by the applications in lieu of the credit card number.
18 Assignments
0 Petitions
Accused Products
Abstract
A system and method replaces credit card numbers in systems that are customer facing with token Ids to thereby reduce exposure to credit card number theft.
241 Citations
8 Claims
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1. A system for providing payment card industry enterprise account number elimination, comprising:
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a vault infrastructure in communication with client facing applications, the vault infrastructure having programming for receiving a credit card number; and a credit card authorization system in communication with the client facing applications; wherein the vault infrastructure is operable to; substitute in real-time a token id for the credit card number upon receipt of the credit card number from a customer and prior to communication with the credit card authorization system; and cause the token id to be used by the applications in lieu of the credit card number. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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Specification