Control of secure elements through point-of-sale device
First Claim
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1. A method of preventing identity theft, comprising:
- reading confidential information from a mobile terminal that is not in communication with the public wireless communication network;
determining if the mobile terminal that is not in communication with the public wireless communication network has been reported lost; and
disabling the release of the confidential information by the mobile terminal that is not in communication with the public wireless communication network when the mobile terminal is determined to have been reported lost by sending instructions to the mobile terminal without using the public wireless communication network, wherein the instructions are transmitted to the mobile terminal using near field communications technology, and wherein the mobile terminal executes the instructions to disable the release of the confidential information.
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Abstract
A method of preventing identity theft is provided. The method comprises reading confidential information from a mobile terminal that is not in communication with the public wireless communication network and determining if the mobile terminal has been reported lost. When the mobile terminal is determined to have been reported lost, the release of the confidential information by the mobile terminal is disabled.
185 Citations
18 Claims
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1. A method of preventing identity theft, comprising:
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reading confidential information from a mobile terminal that is not in communication with the public wireless communication network; determining if the mobile terminal that is not in communication with the public wireless communication network has been reported lost; and disabling the release of the confidential information by the mobile terminal that is not in communication with the public wireless communication network when the mobile terminal is determined to have been reported lost by sending instructions to the mobile terminal without using the public wireless communication network, wherein the instructions are transmitted to the mobile terminal using near field communications technology, and wherein the mobile terminal executes the instructions to disable the release of the confidential information. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A system for securing confidential information stored in a mobile terminal, comprising:
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a secure element management computer; a secure element management application that, when executed on the secure element management computer, receives a request to determine if the mobile terminal is reported lost and provides at least one instruction for disabling release of the confidential information by the mobile terminal when the mobile terminal is determined to be reported lost; and a point-of-sale device, in communication with the secure element management computer, that sends the request to determine if the mobile terminal is reported lost to the secure element management computer in response to reading at least some of the confidential information stored in the mobile terminal to complete a payment transaction, that receives the at least one instruction for disabling release of the confidential information by the mobile terminal, and that transmits to the mobile terminal via near field communications technology the at least one instruction for disabling release of the confidential information by the mobile terminal, wherein the mobile terminal executes the at least one instruction to disable the release of the confidential information, whereby the mobile terminal which has been reported as lost is disabled from releasing confidential information stored in the mobile terminal. - View Dependent Claims (8, 9, 10)
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11. A method of controlling secure elements, comprising:
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receiving a report that a mobile terminal containing a secure element is lost; while the mobile terminal is inaccessible to the wireless radio access network, receiving a first release of confidential information stored in the secure element of the mobile terminal; receiving, in response to receiving the report, a message containing instructions that are directed to disable a second release of confidential information stored in the secure element of the mobile terminal that is inaccessible to the wireless radio access network; and transmitting, in response to receiving the message, to the mobile terminal that is inaccessible to the wireless radio access network the instructions directed to disable the second release of confidential information without using the wireless radio access network, wherein the instructions are transmitted to the mobile terminal using near field communications technology, and wherein the mobile terminal executes the instructions to disable the second release of confidential information. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18)
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Specification