Method and apparatus for merchant search and offer presentation
First Claim
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1. A system comprising:
- a processor;
a communication device coupled to the processor, the communication device in communication with a network; and
a medium storing instructions adapted to be executed by the processor to;
receive a search request from a user transmitted over said network;
determine at least one of a location of the user and a desired search location of the user;
determine a plurality of segments into which the user may be grouped, the plurality of segments being defined based on aggregated historical payment transaction data processed by a payment network for a plurality of users;
determine a search response based on;
a user profile of the user, the aggregated historical payment transaction data defining the plurality of segments into which the user is grouped, and the at least one of a location of the user and a desired location of the user, wherein said user profile;
is created based on data associated with a plurality of payment transactions previously conducted by the user and groups the user into at least one of the plurality of segments; and
send the search response, over said network, to a mobile device associated with the user.
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Abstract
Systems, methods, apparatus, computer program code, and means for receiving a search request from a user operating a wireless device, determining at least one of a location and a desired search location of the user, determining a search response based on a user profile and the at least one of a location and a desired search location, and transmitting a response to the wireless device. In some embodiments, the response includes at least one of an offer and a display sequence selected based at least in part on the user profile.
14 Citations
18 Claims
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1. A system comprising:
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a processor; a communication device coupled to the processor, the communication device in communication with a network; and a medium storing instructions adapted to be executed by the processor to; receive a search request from a user transmitted over said network; determine at least one of a location of the user and a desired search location of the user; determine a plurality of segments into which the user may be grouped, the plurality of segments being defined based on aggregated historical payment transaction data processed by a payment network for a plurality of users; determine a search response based on;
a user profile of the user, the aggregated historical payment transaction data defining the plurality of segments into which the user is grouped, and the at least one of a location of the user and a desired location of the user, wherein said user profile;
is created based on data associated with a plurality of payment transactions previously conducted by the user and groups the user into at least one of the plurality of segments; andsend the search response, over said network, to a mobile device associated with the user. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. A method comprising:
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receiving a search request from a user transmitted over a network; determining at least one of a location of the user and a desired search location of the user; determining a plurality of segments into which the user may be grouped, the plurality of segments being defined based on aggregated historical payment transaction data processed by a payment network for a plurality of users; determining a search response based on;
a user profile of the user, the aggregated historical payment transaction data defining the plurality of segments into which the user is grouped, and the at least one of a location of the user and a desired search location of the user, wherein said user profile;
is created based on data associated with a plurality of payment transactions previously conducted by the user and groups the user into at least one of the plurality of segments; andsending the search response, over said network, to a mobile device associated with the user. - View Dependent Claims (16, 17, 18)
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Specification