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Token activation

  • US 8,656,180 B2
  • Filed: 12/06/2011
  • Issued: 02/18/2014
  • Est. Priority Date: 12/06/2011
  • Status: Active Grant
First Claim
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1. A computer-implemented method comprising:

  • generating a recovery key identifiable by a unique token identifier by;

    storing a user identifier and one or more encryption keys in a location associated with the recovery key; and

    storing an enabled state associated with the token identifier of the recovery key; and

    generating a passcode associated with the user;

    providing the passcode and the recovery key to the user;

    using the recovery key to obtain the user identifier and the one or more encryption keys;

    creating an inactive token by storing the user identifier on a blank token; and

    activating the inactive token to enable a user to enter a transaction, the activation being based on information received from the recovery key and the passcode received from the user.

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