Presenting offers on a mobile communication device

• US 8,660,951 B2
• Filed: 01/01/2012
• Issued: 02/25/2014
• Est. Priority Date: 03/08/2011
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Calman, Matthew A., Ross, Erik Stephen, Hamilton, Alfred
• Primary Examiner(s): TINKLER, MURIEL S
• Application Number:
  US13/342,041
• Publication Number:
  US 20120233070A1
• Time in Patent Office: 786 Days
• Field of Search: 705/14.4, 705/14.49, 705/14.69, 705/14.71, 705/14.72, 705/41
• US Class Current: 705/41
• CPC Class Codes: G06Q 20/3276 using a pictured code, e.g. barcode or QR-code, being read by the M-device
• CPC Class Codes: G06Q 20/36 using electronic wallets or electronic money safes
• CPC Class Codes: G07F 17/16 for devices exhibiting advertisements, announcements, pictures or the like
• CPC Class Codes: H04W 4/021 Services related to particular areas, e.g. point of interest [POI] services, venue services or geofences

Abstract

Systems, methods, and computer program products provide for presentation of product offers in conjunction with a live video stream that includes images of the product or images associated with the product. The invention identifies products located proximate to a mobile communication, for example using real-time object recognition techniques, product codes, wireless communication or the like to identify products. Once the products are identified, related offers are determined and offer indicators are presented proximate to the location of the image in the live video stream.

Claims

1. A method for providing product offers for display on a mobile communication device, the method comprising:

capturing, using an image capture device disposed within the mobile communication device, a live video stream of a surrounding environment that includes one or more products;

determining, by a computing device processor implementing object recognition processing, that one or more images in the live video stream identify the one or products, wherein object recognition processing provides for identifying the products in the images based on pattern recognition that compares the one or more images to stored markers associated with the products;

determining, by a computing device processor, one or more offers, each offer associated with one or more of the identified products;

determining, by a computing device processor, that at least one of the offers is related to a product associated with either a merchant or a manufacturer designated by pre-configuration by the user of the mobile communication device;

in response to determining that the at least one offer is related to a product associated with either a merchant or a manufacturer designated by pre-configuration by the user,

retrieving, by a computing device processor, the one or more offers from an offers database; and

presenting, within the live video stream displayed on the mobile communication device, one or more offer indicators, each offer indicator associated with a determined offer and presented proximate in location to display of a corresponding product, wherein the offer indicator is a graphical representation that highlights, superimposes or outlines the corresponding product.

2. The method of claim 1, further comprising capturing, by a computing device processor, a code located on or proximate to one or more of the products and reading, via a computing device processor, the code to further assist in identifying the product.

3. The method of claim 1, further comprising receiving, at the mobile communication device, wireless communication from a product-identifying tag associated with a corresponding product, wherein information read from the product-identifying tag further assists in identifying the product.

4. The method of claim 1, wherein identifying products further comprising determining, by a computing device processor, a location of the mobile communication device and determining, by a communication device processor, the one or more products based at least in part on the determined location.

5. The method of claim 1, wherein determining one or more offers further comprises determining, by the computing device processor, a product warranty offer for one or more of the identified products.

6. The method of claim 1, wherein determining one or more offers further comprises determining, the computing device processor, user-configured offers for one or more of the identified products.

7. The method of claim 6, wherein determining user-configured offers further comprises determining, the computing device processor, user configured merchant-specific or manufacturer-specific offers for one or more of the identified products.

8. The method of claim 1, wherein presenting one or more offer indicators further comprises identifying a type of offer based on a type of offer indicator.

9. The method of claim 1, further comprising communicating, by the mobile communication device, a user alert that is configured to notify a user of the mobile communication device of the presenting of the offer indicators.

10. The method of claim 1, further comprising receiving, at the mobile communication device, a user input that is configured to select an offer for inclusion in an electronic wallet.

11. The method of claim 1, further comprising receiving, at the mobile communication device, a user input that is configured to select an offer for presentation of further details associated with the offer.

12. The method of claim 1, further comprising receiving, at the mobile communication device, a user input that is configured to select an offer for online purchase of the product and redemption of the offer.

13. The method of claim 1, further comprising receiving, at the mobile communication device, a user input that is configured to select an offer for initiating an electronic wallet transaction for purchasing the product and redeeming the offer at a currently located retailer.

14. An apparatus for providing product offers, the comprising:

a mobile communication device including a computing platform including a processor, a memory in communication with a processor and an image capturing device in communication with the processor;

product identification application stored in the memory, executable by the processor and the image capturing device and configured to capture a live video stream of a surrounding environment that includes one or more products and determine, by implementing object recognition processing, that one or more images in the live video stream identify the one or products, wherein object recognition processing provides for identifying the products in the images based on pattern recognition that compares the one or more images to stored markers associated with the products;

offer determination application stored in the memory, executable by the processor and configured to determine one or more offers, each offer associated with one or more of the identified products determine that at least one of the offers is related to a product associated with either a merchant or a manufacturer designated by pre-configuration by the user of the mobile communication device and, in response to determining that the at least one offer is related to a product associated with either a merchant or a manufacturer designated by pre-configuration by the user, retrieve the one or more offers from an offers database;

and

an offer presentation application stored in the memory, executable by the processor and configured to, in response to determining that the at least one offer is related to a product associated with either a merchant or a manufacturer designated by pre-configuration by the user, present, within the live video stream displayed on the mobile communication device, one or more offer indicators, each offer indicator associated with a determined offer and presented proximate in location to display of a corresponding product, wherein the offer indicator is a graphical representation that highlights, superimposes or outlines the corresponding product.

15. The apparatus of claim 14, wherein the product identification application is further configured to assist in identifying the one or more products by reading an image-based code captured by the mobile communication device, wherein the image-based code identifies one of the one or more products.

16. The apparatus of claim 14, wherein the product identification application is further configured assist in identifying the one or more products by receiving wireless communication from a product-identifying tag associated with a corresponding one of the one or more products, wherein information read from the product-identifying tag further assists in identifying the product.

17. The apparatus of claim 14, wherein the product identification application is further configured to assist in identifying the one or more products by determining a location of the mobile communication device and determining the one or more products based at least in part on the determined location.

18. The apparatus of claim 14, wherein the offer determination application is further configured to determine a product warranty offer for one or more of the identified products.

19. The apparatus of claim 14, wherein the offer determination application is further configured to least one offer for an identified product that is a new available product.

20. The apparatus of claim 14, wherein the offer determination application is further configured to determine at least one user-configured offer for one or more of the identified products.

21. The apparatus of claim 20, wherein the offer determination application is further configured to determine user-configured merchant-specific or manufacturer-specific offers for one or more of the identified products.

22. The apparatus of claim 14, wherein the offer presentation application is further configured present one or more offer indicators that identify a type of offer based on a type of offer indicator.

23. The apparatus of claim 14, wherein the offer presentation application is further configured to communicate an alert that is configured to notify a user of the mobile communication device of presentation of the offer indicators.

24. The apparatus of claim 14, wherein the offer presentation application is further configured to receive a user input that is configured to select an indicated offer for inclusion of the offer in an electronic wallet.

25. The apparatus of claim 14, wherein the offer presentation application is further configured to receive a user input that is configured to select an indicated offer for presentation of further details associated with the offer.

26. The apparatus of claim 14, wherein the offer presentation application is further configured to receive a user input that is configured to select an indicated offer for initiating online purchase of the product and redemption of the offer.

27. The apparatus of claim 14, wherein the offer presentation application is further configured to receive a user input that is configured to select an indicated offer for initiating an electronic wallet transaction for purchasing the product and redeeming the offer at a currently located retailer.

28. A computer program product, the computer program product comprising a non-transitory computer-readable medium having computer-executable instructions to cause a computer to implement the steps of:

capturing, using an image capture device disposed within the mobile communication device, a live video stream of a surrounding environment that includes one or more products;

determining, by implementing object recognition processing, that one or more images in the live video stream identify the one or products, wherein object recognition processing provides for identifying the products in the images based on pattern recognition that compares the one or more images to stored markers associated with the products;

determining one or more offers, each offer associated with one or more of the identified products;

determining that at least one of the offers is related to a product associated with either a merchant or a manufacturer designated by pre-configuration by the user of the mobile communication device;

in response to determining that the at least one offer is related to a product associated with either a merchant or a manufacturer designated by pre-configuration by the user,

retrieving the one or more offers from an offers database;

and

presenting, within the live video stream displayed on the mobile communication device, one or more offer indicators, each offer indicator associated with a determined offer and presented proximate in location to display of a corresponding product, wherein the offer indicator is a graphical representation that highlights, superimposes or outlines the corresponding product.

29. The computer program product of claim 28, further comprising the step of capturing a code located on or proximate to one or more of the products and reading the code to further assist in identifying the product.

30. The computer program product of claim 28, further comprising the step of receiving wireless communication from a product-identifying tag associated with a corresponding product, wherein information read from the product-identifying tag assists in identifying the product.

31. The computer program product of claim 28, further comprising the step of determining a location of the mobile communication device and determining the one or more products based at least in part on the determined location.

32. The computer program product of claim 28, wherein the step of determining one or more offers further comprises determining a product warranty offer for one or more of the identified products.

33. The computer program product of claim 28, wherein the step of determining one or more offers further comprises determining user-configured offers for one or more of the identified products.

34. The computer program product of claim 33, wherein the step of determining user-configured offers further comprises determining user-configured merchant-specific or manufacturer-specific offers for one or more of the identified products.

35. The computer program product of claim 28, wherein the step of presenting one or more offer indicators further comprises presenting one or more offer indicators that identify a type of offer based on a type of offer indicator.

36. The computer program product of claim 28, wherein the computer-executable instructions further cause the computer to implement the step of communicating an alert that is configured to notify a user of the mobile communication device of the presenting of the offer indicators.

37. The computer program product of claim 28, wherein the computer-executable instructions further cause the computer to implement the step of receiving a user input that is configured to select an offer for inclusion in an electronic wallet.

38. The computer program product of claim 28, wherein the computer-executable instructions further cause the computer to implement the step of receiving a user input that is configured to select an offer for presentation of further details associated with the offer.

39. The computer program product of claim 28, wherein the computer-executable instructions further cause the computer to implement the step of receiving a user input that is configured to select an offer for online purchase of the product and redemption of the offer.

40. The computer program product of claim 28, wherein the computer-executable instructions further cause the computer to implement the step of receiving a user input that is configured to select an offer for initiating an electronic wallet transaction for purchasing the product and redeeming the offer at a currently located retailer.