Health care incentive apparatus and method
First Claim
Patent Images
1. A method for adjusting a cost for a health care item purchased under a health care plan, the method comprising:
- receiving a request for the health care item; and
for at least one product option corresponding to the requested health care item;
receiving a total cost for the product option;
receiving a cost distribution for the total cost, wherein the cost distribution comprises a health care plan cost and a participant cost;
receiving a coupon amount related to the product option;
increasing the participant cost based on the coupon amount;
subtracting the coupon amount from the increased participant cost to provide an adjusted participant cost;
adjusting, using a processor, the cost distribution based on the adjusted participant cost; and
delivering the adjusted cost distribution for the product option to a recipient.
8 Assignments
0 Petitions
Accused Products
Abstract
An embodiment of the invention provides, among other things, a method for providing a cost modification of a health care item for a subject. In an example method, a request is received for a health care item from a point of purchase of the health care item. Cost adjustment data is received from at least one source. The cost adjustment data is used to determine a cost modification for the health care item. The cost modification is communicated to a point of purchase of the health care item.
-
Citations
21 Claims
-
1. A method for adjusting a cost for a health care item purchased under a health care plan, the method comprising:
-
receiving a request for the health care item; and for at least one product option corresponding to the requested health care item; receiving a total cost for the product option; receiving a cost distribution for the total cost, wherein the cost distribution comprises a health care plan cost and a participant cost; receiving a coupon amount related to the product option; increasing the participant cost based on the coupon amount; subtracting the coupon amount from the increased participant cost to provide an adjusted participant cost; adjusting, using a processor, the cost distribution based on the adjusted participant cost; and delivering the adjusted cost distribution for the product option to a recipient. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
-
-
18. An apparatus for adjusting a cost for a health care item, the apparatus comprising a non-transitory computer-readable medium containing computer-readable instructions for causing a computer to perform a method comprising:
-
receiving a request for the health care item; for at least one product option corresponding to the requested health care item; receiving a total cost for the product option; receiving a cost distribution for the total cost, wherein the cost distribution comprises a health care plan cost and a participant cost; receiving a coupon amount related to the product option; increasing the participant cost based on the coupon amount; subtracting the coupon amount from the increased participant cost to provide an adjusted participant cost; adjusting, by a processor, the cost distribution based on the adjusted participant cost; and delivering the adjusted cost distribution for the product option to a recipient. - View Dependent Claims (19)
-
-
20. An apparatus for providing a cost assessment of a health care product for a subject, the apparatus comprising:
-
an interface configured to receive a request for a health care product and communicate with a recipient over a network; a processor configured to perform a method comprising, for at least one product option corresponding to the requested health care product; receiving a total cost for the product option; receiving an initial cost distribution for the product option, wherein the cost distribution comprises a health care plan cost and a participant cost; receiving a coupon amount related to the product option; increasing the participant cost based on the received total cost, initial cost distribution, and coupon amount; subtracting the coupon amount from the increased participant cost to provide an adjusted participant cost; adjusting a cost distribution for the product option based on the adjusted participant cost; and delivering the adjusted cost distribution for the product option to the recipient over the network via the interface.
-
-
21. A method for adjusting a cost for a health care item purchased under a health care plan, the method comprising:
-
receiving a request for the health care item; and for at least one product option corresponding to the requested health care item; receiving a total cost for the product option; receiving a cost distribution for the total cost, wherein the cost distribution comprises a health care plan cost and a participant cost; receiving a coupon amount related to the product option; increasing the participant cost based on the coupon amount; lowering the health care plan cost based on the coupon amount; adjusting, using a processor, the cost distribution based on the increased participant cost and the lowered health care plan cost; and delivering the adjusted cost distribution for the product option to a recipient.
-
Specification