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Health care incentive apparatus and method

  • US 8,670,996 B1
  • Filed: 03/14/2013
  • Issued: 03/11/2014
  • Est. Priority Date: 03/14/2013
  • Status: Active Grant
First Claim
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1. A method for adjusting a cost for a health care item purchased under a health care plan, the method comprising:

  • receiving a request for the health care item; and

    for at least one product option corresponding to the requested health care item;

    receiving a total cost for the product option;

    receiving a cost distribution for the total cost, wherein the cost distribution comprises a health care plan cost and a participant cost;

    receiving a coupon amount related to the product option;

    increasing the participant cost based on the coupon amount;

    subtracting the coupon amount from the increased participant cost to provide an adjusted participant cost;

    adjusting, using a processor, the cost distribution based on the adjusted participant cost; and

    delivering the adjusted cost distribution for the product option to a recipient.

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