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Apparatus and method for increased security of wireless transactions

  • US 8,676,249 B2
  • Filed: 01/07/2008
  • Issued: 03/18/2014
  • Est. Priority Date: 05/19/2003
  • Status: Active Grant
First Claim
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1. A mobile communication device for communicating using short distance communication signals, comprising:

  • a memory;

    a processor in communication with the memory, wherein the processor of the mobile communication device is programmed to;

    receive a first short distance contactless communication signal;

    determine a transactional context of the mobile communication device based on the first short distance contactless communication signal; and

    activate an information transfer application appropriate for the transactional context based on the determination; and

    a transmitter in communication with the processor, wherein the transmitter is configured to transmit, by way of the information transfer application, a first signal to a first financial institution of a user of the mobile communication device and a second signal to a second financial institution of a seller, wherein the second signal is piggy-backed to the first signal.

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