Using commercial share of wallet in private equity investments
First Claim
1. A method comprising:
- modeling, by a financial analysis computer-based system, industry a spending patterns using individual corporate data and aggregate corporate data creating a model of industry spending patterns, wherein the computer-based system comprises a processor and a tangible, non-transitory memory;
estimating, by the computer-based system, a commercial size of spending wallet of the company, wherein the estimating is based on, at least the model of industry spending patterns, wherein the commercial size of spending wallet comprises the company'"'"'s cost of goods sold plus cardable operating expenses of the company, and wherein the cardable operating expenses of the company are identified from total operating expenses of the company; and
outputting, by the computer-based system, the estimated commercial size of spending wallet.
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Abstract
Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company'"'"'s spend capacity. Private equity firms and other investors of small businesses can use the CSoW/CSoSW modeling approach to more accurately evaluate small and privately held companies, both during investment and for evaluating prospective investments. Over-the-counter securities trading systems can also use this modeling approach to provide more accurate information and/or rankings of listed companies to their customers.
242 Citations
19 Claims
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1. A method comprising:
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modeling, by a financial analysis computer-based system, industry a spending patterns using individual corporate data and aggregate corporate data creating a model of industry spending patterns, wherein the computer-based system comprises a processor and a tangible, non-transitory memory; estimating, by the computer-based system, a commercial size of spending wallet of the company, wherein the estimating is based on, at least the model of industry spending patterns, wherein the commercial size of spending wallet comprises the company'"'"'s cost of goods sold plus cardable operating expenses of the company, and wherein the cardable operating expenses of the company are identified from total operating expenses of the company; and outputting, by the computer-based system, the estimated commercial size of spending wallet. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. A system comprising:
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a processor for estimating spending capacity of a company; a tangible, non-transitory memory communicating with the processor, the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations of; modeling, by the processor, industry spending patterns using individual corporate data and aggregate corporate data creating a model of industry spending patterns; estimating, by the processor, a commercial size of spending wallet of the company, wherein the estimating is based on, at least the model of industry spending patterns, wherein the commercial size of spending wallet comprises the company'"'"'s cost of goods sold plus cardable operating expenses of the company, and wherein the cardable operating expenses of the company are identified from total operating expenses of the company; and outputting, by the processor, the estimated commercial size of spending wallet. - View Dependent Claims (16, 17, 18)
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19. A tangible, non-transitory computer readable storage medium comprising instructions stored thereon that, in response to execution by a processor for estimating spending capacity of a company, cause the processor to perform operations of:
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modeling, by the processor, industry spending patterns using individual corporate data and aggregate corporate data creating a model of industry spending patterns; estimating, by the processor, a commercial size of spending wallet of the company, wherein the estimating is based on, at least the model of industry spending patterns, wherein the commercial size of spending wallet comprises the company'"'"'s cost of goods sold plus cardable operating expenses of the company, and wherein the cardable operating expenses of the company are identified from total operating expenses of the company; and outputting, by the processor, the estimated commercial size of spending wallet.
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Specification